93 Middlesex Rd, Rochester, NY 14610 Property Records

Monroe County and Rochester City property record for 93 Middlesex Rd, Rochester, NY 14610

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,586 sqft · built 1926
Lot Size	0.091 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$73,500 (Aug 2006)
Tax Bill	$1,897 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071237-00.0`

Property Details

APN / Parcel Number

Primary APN	`071237-00.0`
Alternative APNs	`140012240000010230000000` `261400 122.40-1-23`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,586 sqft Living Area
1st Floor Area	649 sqft
2nd Floor Area	625 sqft
Upper Floors Area	312 sqft
Game Room	Game Room

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	071237-00.0
Street Address	93 MIDDLESEX RD
City	ROCHESTER
State	NY
Zip	14610-1149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	11
Legal Description	0077.00 303 21 00000 163 P J COGSWELL AMD SUBN
Legal Subdivision	P J COGSWELL SUBDIVISION
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3004
Census Tract	7700

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	93 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit ESL FCU
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2006 · Amount on Record
Deed Sale	Aug 30, 2006 · Amount on Record
Prior Sale	Jun 1, 1998 · Amount on Record
Deed Book / Page	10349 / 689
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	9731000087
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	93 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Transaction Type	Mortgage
Record Updated	Feb 27, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000991
Date	Feb 8, 2023
Book Page	30206/191
Instrument	202302080991

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	93 MIDDLESEX RD, ROCHESTER, NY 14610-1149
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 MIDDLESEX RD, ROCHESTER, NY 14610-1149

Mortgage

Document Number	0000001021
Date	Apr 2, 2021
Book Page	29125/663
Instrument	202104021021

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,897.00 (-6%) Homeowner's exemption
2025	$2,018.00	$235,100 (+82.39%) Land $8,600 Building $226,500	$235,100 (+51.38%) Land $8,600 Building $226,500
2023		$128,900 Land $7,200 Building $121,700	$155,301 Land $8,675 Building $146,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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