Chatham County property record for 96 Melody Dr, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · built 2020 |
| Lot Size | 0.244 acres (10,629 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,076 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1010F-05-061 |
| Primary APN | 5-1010F-05-061 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,629 sqft (0.244 acres) |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 49 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 96 MELODY DR |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-3645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 235 HARMONY PHASE 5 |
| Legal Phase | 5 |
| Legal Lot Number | 235 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10810 |
Source: Chatham County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 MELODY DR, POOLER, GA 31322-3645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 96 MELODY DR, POOLER, GA 31322-3645 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0019700234 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 0000001970/0000000234 |
| Name | FIRST CHATHAM BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2021 |
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,800 (+4.32%) Land $26,000 Building $171,800 | $494,500 (+4.32%) Land $65,000 Building $429,500 | |
| 2025 | $6,076.00 (+36.14%) | $189,600 (+25.1%) Land $26,000 Building $163,600 | $474,000 (+25.1%) Land $65,000 Building $409,000 |
| 2023 | $151,560 (+10.05%) Land $11,200 Building $140,360 | $378,900 (+10.05%) Land $28,000 Building $350,900 | |
| 2022 | $4,463.00 | $137,720 Land $11,200 Building $126,520 | $344,300 Land $28,000 Building $316,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POOLER serves 28,423 people · EPA ID GA0510001 |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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