Chatham County property record for 93 Melody Dr, Pooler, GA 31322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · built 2021 |
| Lot Size | 0.268 acres (11,674 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,638 (Jun 2021) |
| Tax Bill | $5,653 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-1010F-08-001 |
| Primary APN | 5-1010F-08-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,674 sqft (0.268 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 306 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 93 MELODY DR |
|---|---|
| City | POOLER |
| State | GA |
| Zip | 31322-3644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 257 HARMONY PHASE 5 |
| Legal Phase | 5 |
| Legal Lot Number | 257 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | POOLER-BLOOMINGDALE |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10810 |
Source: Chatham County records · APN 5-1010F-08-001
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 93 MELODY DR, POOLER, GA 31322-3644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CHATHAM BANK |
| Jun 30, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on Record |
| Deed Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 20218316 |
| Deed Book / Page | 2430 / 654 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 93 MELODY DR, POOLER, GA 31322-3644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0021720421 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 0000002172/0000000421 |
| Name | FIRST CHATHAM BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 30, 2021 |
| Property Address | 93 MELODY DR, POOLER, GA 31322-3644 |
| Document Number | 0024300654 |
| Book / Page | 2430 / 654 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021-008316 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 93 MELODY DR, POOLER, GA 31322-3644 |
| Document Number | 0024300655 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 0000002430/0000000655 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Pooler City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $183,880 (+4.24%) Land $26,000 Building $157,880 | $459,700 (+4.24%) Land $65,000 Building $394,700 | |
| 2025 | $5,653.00 (+43.37%) | $176,400 (+26.14%) Land $26,000 Building $150,400 | $441,000 (+26.14%) Land $65,000 Building $376,000 |
| 2023 | $139,840 (+10.42%) Land $11,200 Building $128,640 | $349,600 (+10.42%) Land $28,000 Building $321,600 | |
| 2022 | $3,943.00 | $126,640 Land $11,120 Building $115,520 | $316,600 Land $27,800 Building $288,800 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510108102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 196 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Delta Communications Fiber | 7,000 / 7,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | POOLER serves 28,423 people |
|---|---|
| Water Source | Purchased surface water from SAVANNAH-I & D |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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