Middlesex County and Helmetta Borough property record for 96 Main St, Helmetta, NJ 08828
| Property Type | Single Family Home |
|---|---|
| Details | 1,586 sqft · built 1955 |
| Lot Size | 0.765 acres (33,302 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Feb 2015) |
| Tax Bill | $7,397 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 06-00013-0000-00031 |
| Primary APN | 06-00013-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,586 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 33,302 sqft (0.765 acres) |
| Lot Dimensions | 555 ft deep x 60 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 96 MAIN ST |
|---|---|
| City | HELMETTA |
| State | NJ |
| Zip | 08828-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 60X555 |
| Legal Block | 13 |
| Legal Lot Number | 31 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | HELMETTA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 8103 |
Source: Middlesex County and Helmetta Borough records · APN 06-00013-0000-00031
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 MAIN ST, HELMETTA, NJ 08828-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jun 26, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Jun 12, 2017 | Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 18, 2015 · Amount on Record |
| Deed Sale | Feb 18, 2015 · Amount on Record |
| Deed Document Number | 201524 |
| Deed Book / Page | 6662 / 130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MAIN ST, HELMETTA, NJ 08828-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005440 |
|---|---|
| Date | Jan 16, 2020 |
| Book Page | 17753/0440 |
| Instrument | 2020005440 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MAIN ST, HELMETTA, NJ 08828-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | HOMETOWN LAND TRANSFER LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022223 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 18290/296 |
| Instrument | 2021022223 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MAIN ST, HELMETTA, NJ 08828-1018 |
| Document Number | 0000061788 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 96 MAIN ST HELMETTA NJ 088281018, HELMETTA, NJ 08828-1018 |
| Document Number | 0000061788 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 017236/000830 |
| Instrument | 61788 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 16, 2043 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MAIN ST, HELMETTA, NJ 08828-1018 |
| Document Number | 0000013921 |
| Book / Page | 016804 / 000735 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 96 MAIN ST HELMETTA NJ 088281018, HELMETTA, NJ 08828-1018 |
| Document Number | 0000013921 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 016804/000735 |
| Instrument | 13921 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | HORSHAM, PA 19044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
Source: Middlesex County and Helmetta Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Helmetta Borough |
| Unified School District | Spotswood Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $207,900 (-) Land $95,700 Building $112,200 | $207,900 (-) Land $95,700 Building $112,200 | |
| 2025 | $7,397.00 (+5%) | $207,900 (-) Land $95,700 Building $112,200 | $207,900 (-) Land $95,700 Building $112,200 |
| 2024 | $7,045.00 (+4.82%) | ||
| 2023 | $207,900 Land $95,700 Building $112,200 | $207,900 Land $95,700 Building $112,200 | |
| 2022 | $6,721.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 109 (1979–2026) |
| Claims Outside the SFHA | 2 of 109 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Helme, G. W., Snuff Mill District listed 1980 · 109 contributing resources · NRIS 80002503 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 121 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELMETTA WATER DEPT serves 2,000 people |
|---|---|
| Water Source | Purchased surface water from EAST BRUNSWICK WATER UTILITY |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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