92 Main St, Helmetta, NJ 08828 Property Records

Middlesex County and Helmetta Borough property record for 92 Main St, Helmetta, NJ 08828

Property Summary

Property Type	Single Family Home
Details	2,791 sqft · built 1907
Lot Size	1.38 acres (60,230 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Aug 2023)
Tax Bill	$13,140 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jun 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`06-00013-0000-00032-01`

Property Details

APN / Parcel Number

Primary APN	`06-00013-0000-00032-01`
Alternative APNs	`06000130000000320001` `06000130000000321`

Interior

Stories	25 Stories
Building Area	2,791 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Colonial
Construction Type	Frame
Lot Area	60,230 sqft
Lot Dimensions	533 ft deep x 113 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	06000130000000321
Street Address	92 MAIN ST
City	HELMETTA
State	NJ
Zip	08828-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	113 X 533
Legal Subdivision	BOROUGH/HELMETTA
Legal Block	13
Legal Lot Number	32.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	HELMETTA
Census Block Group	1
Census Block	1015
Census Tract	8103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helme, G. W., Snuff Mill District listed 1980 · 109 contributing resources · NRIS 80002503

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Middlesex County and Helmetta Borough assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	232 W SIDE AVE, JERSEY CITY, NJ 07305-1443
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Mar 1, 2001 · Amount on Record
Deed Document Number	202345809
Deed Book / Page	19269 / 1892
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 7, 2023
Property Address	92 MAIN ST, HELMETTA, NJ 08828-1018
Document Number	0000045809
Book / Page	19269 / 1892
Instrument Date	Jun 23, 2023
Instrument	2023045809
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	NOT AVAILABLE, WEICHERT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,556.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 MARINERS CV, EDGEWATER, NJ 07020-1289

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 W SIDE AVE, JERSEY CITY, NJ 07305-1443

Mortgage

Document Number	0000045810
Date	Aug 7, 2023
Instrument	2023045810

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	92 MAIN ST, HELMETTA, NJ 08828-1018
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021084694
Date	Jun 29, 2021
Book Page	18513/130
Instrument	2021084694

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Helmetta Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Helmetta Borough
Unified School District	Spotswood Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,300 (-) Land $125,500 Building $243,800	$369,300 (-) Land $125,500 Building $243,800
2025	$13,140.00 (+4.99%)	$369,300 (-) Land $125,500 Building $243,800	$369,300 (-) Land $125,500 Building $243,800
2024	$12,516.00 (+4.83%)
2023		$369,300 (-) Land $125,500 Building $243,800	$369,300 (-) Land $125,500 Building $243,800
2022	$11,939.00	$369,300 Land $125,500 Building $243,800	$369,300 Land $125,500 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	109 (1979–2026)
Claims Outside the SFHA	2 of 109
Most Recent Claim	Aug 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 24 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELMETTA WATER DEPT serves 2,000 people · EPA ID NJ1206001
Water Source	Purchased surface water from EAST BRUNSWICK WATER UTILITY
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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