96 Lawrence St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 96 Lawrence St, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,558 sqft · built 1820
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,000 (Aug 2025)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00019 B:000781 L:000030`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00019 B:000781 L:000030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,558 sqft Living Area
Gross Area	2,592 sqft

Exterior

Year Built	Built 1820
Effective Year Built	Effective 1820
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	96 LAWRENCE ST
City	ANDOVER
State	NH
Zip	03216-3618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V V
Legal Block	781
Legal Lot Number	30
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2045
Census Tract	42500

Owner

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	203 MAIN ST, GRAFTON, NH 03240-3708
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SAGE HM LOANS CORP
Jul 16, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Nov 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Aug 2, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on Record
Deed Sale	Aug 8, 2025 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Book / Page	3898 / 1999
Record Updated	Oct 29, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Aug 8, 2025
Property Address	96 LAWRENCE ST, ANDOVER, NH 03216-3618
Document Number	0000012074
Book / Page	3898 / 1999
Instrument Date	Aug 8, 2025
Instrument	202500012074
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	203 MAIN ST, GRAFTON, NH 03240-3708

Mortgage

Document Number	0000012075
Date	Aug 8, 2025
Instrument	202500012075

Lender

Name	SAGE HM LOANS CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	96 LAWRENCE ST, ANDOVER, NH 03216-3618
Document Number	0036400666
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 LAWRENCE ST ANDOVER NH 032163618, ANDOVER, NH 03216-3618

Mortgage

Document Number	0036400666
Date	Jul 30, 2019
Book Page	003640/000666
Instrument	13131

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Nov 14, 2018
Property Address	96 LAWRENCE ST, ANDOVER, NH 03216-3618
Document Number	0036142759
Book / Page	003614 / 002759
Instrument Date	Nov 2, 2018
Instrument	20784
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	122 CALEF HILL RD SANBORNTON NH 032692004, SANBORNTON, NH 03269-2004

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	96 LAWRENCE ST, ANDOVER, NH 03216-3618
Document Number	0036091041
Instrument Date	Aug 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 LAWRENCE ST CONCORD NH 033015313, CONCORD, NH 03301-5313

Mortgage

Document Number	0036091041
Date	Sep 26, 2018
Book Page	003609/001041
Instrument	17492

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,873.00 (+1.29%)	$332,600 (+1.22%) Land $119,100 Building $213,500
2024	$4,811.00 (+2.41%)	$328,600 (+60.53%) Land $119,100 Building $209,500
2023	$4,698.00 (+8.3%)	$204,700 (-) Land $76,200 Building $128,500	$335,635
2022	$4,338.00	$204,700 Land $76,200 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDOVER VILLAGE DIST serves 650 people · EPA ID NH0081010
Water Source	Surface water
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2025 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2024
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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