44 Lawrence St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 44 Lawrence St, Andover, NH 03216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,273 sqft · built 1900
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$246,333 (Oct 2017)
Tax Bill	$6,655 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00019 B:000757 L:000173`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00019 B:000757 L:000173`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	3 Stories
Building Area	2,273 sqft Living Area
Gross Area	4,283 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	44 LAWRENCE ST
City	ANDOVER
State	NH
Zip	03216-3615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V V
Legal Block	757
Legal Lot Number	173
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2033
Census Tract	42500

Owner

44 Lawrence St is owned and occupied by two individuals who bought it in October 2017.

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 LAWRENCE ST, ANDOVER, NH 03216-3615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Line of Credit UNITED STATES SENATE FCU
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2017 · Amount on File
Deed Sale	Oct 12, 2017 · Amount on File
Deed Document Number	201719210
Deed Book / Page	3573 / 455
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	44 LAWRENCE ST, ANDOVER, NH 03216-3615
Document Number	0036930857
Instrument Date	Aug 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LAWRENCE ST ANDOVER NH 032163615, ANDOVER, NH 03216-3615

Mortgage

Document Number	0036930857
Date	Aug 26, 2020
Book Page	003693/000857
Instrument	18146

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013-8920

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 25, 2040

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	44 LAWRENCE ST, ANDOVER, NH 03216-3615
Document Number	0035591691
Book / Page	003559 / 001691
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 LAWRENCE ST ANDOVER NH 03216, ANDOVER, NH 03216

Mortgage

Document Number	0035591691
Date	Jun 19, 2017
Book Page	003559/001691
Instrument	10758

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 44 Lawrence St was $6,655.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,655.00	$454,300 Land $136,700 Building $317,600
2023	$5,770.00 (+8.32%)	$251,400 (-) Land $89,700 Building $161,700	$423,415
2022	$5,327.00	$251,400 Land $89,700 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 44 Lawrence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2006–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 44 Lawrence St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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