McCreary County property record for 96 Kinne St, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,620 sqft · built 1902 |
| Lot Size | 1.04 acres (45,402 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $130,000 (Jul 2026) |
| Tax Bill | $466 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-30-03-002.00 |
| Primary APN | 106-30-03-002.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,402 sqft (1.04 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Porch Area | 224 sqft |
| Deck Area | 36 sqft |
| Heating System | Other |
|---|---|
| Water Source | Commercial |
| Street Address | 96 KINNE ST |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 13 & ALL LOT 14 & HSE |
| Legal Subdivision | KINNE STREET SUBDIVISION |
| Legal Lot Number | 13-14 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 960301 |
Source: McCreary County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1800 RUSH BRANCH RD, SOMERSET, KY 42501-5854 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Mar 14, 2016 · Amount on Record |
| Deed Document Number | 2026160542 |
| Deed Book / Page | 245 / 623 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | Jul 27, 2026 |
| Property Address | 96 KINNE ST, STEARNS, KY 42647-6188 |
| Document Number | 0000160542 |
| Book / Page | 245 / 623 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026160542 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2026 |
| Title Company | ABSTRACT TITLE, KENTUCKY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13,130.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1800 RUSH BRANCH RD, SOMERSET, KY 42501-5854 |
| Document Number | 0000160543, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026160543 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000160544, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 262/484 |
| Instrument | 2026160544 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Aug 1, 2041 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: McCreary County assessment roll, as of January 30, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $466.00 (+4.02%) | $58,000 (+5.45%) | $58,000 (+5.45%) |
| 2023 | $448.00 | $55,000 | $55,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 78% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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