McCreary County property record for 86 Kinne St, Stearns, KY 42647
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,600 sqft · built 1900 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $25,000 (May 2018) |
| Tax Bill | $48 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 106-30-08-010.00 |
| Primary APN | 106-30-08-010.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,600 sqft Living Area |
| Basement Area | 630 sqft |
| Family Room | Family Room |
| Year Built | Built 1900 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Porch | Porch |
| Porch Area | 238 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 86 KINNE ST |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647-6188 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 15 & BURNT HSE |
| Legal Lot Number | 15 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960301 |
Source: McCreary County records, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 79, MARSHES SIDING, KY 42631-0079 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED CUMBERLAND BANK |
| May 31, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2018 · Amount on Record |
| Deed Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 125258 |
| Deed Book / Page | D216 / 036 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 86 KINNE ST, STEARNS, KY 42647-6188 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M235/267 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | M235/267 |
| Instrument | 135658 |
| Name | UNITED CUMBERLAND BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | May 31, 2018 |
| Property Address | 86 KINNE ST, STEARNS, KY 42647-6188 |
| Document Number | 00D216/036 |
| Book / Page | D216 / 036 |
| Instrument Date | May 31, 2018 |
| Instrument | 125258 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1411 S BAY ST, 1411, FOLEY, AL 36535-2403 |
| Name | Verified Name |
|---|---|
| Address | 86 KINNE ST, STEARNS, KY 42647-6188 |
Source: McCreary County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $48.00 (-92.16%) | $6,000 (-92%) | $6,000 (-92%) |
| 2023 | $612.00 | $75,000 | $75,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 74% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile.
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