96 Jonathan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 96 Jonathan St, Gardner, MA 01440

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1940
Lot Size	0.149 acres (6,510 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Sep 2002)
Tax Bill	$40 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:N-27 B:0011 L:0013`

Property Details

APN / Parcel Number

Primary APN	`M:N-27 B:0011 L:0013`
Alternative APN	`GARD M:M27 B:14 L:13`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,114 sqft Living Area
Gross Area	2,288 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,510 sqft (0.149 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	96 JONATHAN ST
City	GARDNER
State	MA
Zip	01440-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	13
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2002
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN M:N-27 B:0011 L:0013

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 JONATHAN ST, GARDNER, MA 01440-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 06, 2002 · Amount on Record
Deed Sale	Sep 06, 2002 · Amount on Record
Prior Sale	Sep 24, 1999 · Amount on Record
Deed Book / Page	27371 / 319
Last Transfer Date	May 22, 2020
Transfer Doc	62503-317
Record Updated	Jun 08, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	May 27, 2020
Property Address	96 JONATHAN ST, GARDNER, MA 01440-1906
Document Number	62503-317
Book / Page	062503 / 000317
Instrument Date	May 22, 2020
Instrument	56237
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 JONATHAN ST GARDNER MA 014401906, GARDNER, MA 01440-1906

Mortgage

Document Number	62467-218
Date	May 27, 2020
Book Page	062467/000218
Instrument	53745

Lender

Name	IC FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 26, 2035

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$40.00 (-98.98%)	$279,100 (+6.81%) Land $73,100 Building $206,000	$311,030
2024	$3,917.00 (+6.96%)	$261,300 (+15.11%) Land $66,500 Building $194,800
2023	$3,662.00	$227,000 Land $65,500 Building $161,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 30, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Gateway Fiber Holdings Fiber	2,000 / 2,000

May also be available: Verizon.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARDNER WATER DEPARTMENT serves 21,381 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.