106 Jonathan St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 106 Jonathan St, Gardner, MA 01440

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,036 sqft · built 1952
Lot Size0.178 acres (7,769 sqft)
OwnerIndividual Name on Record
Last Sale$383,000 (Apr 2025)
Tax Bill$4,474 (2026)
Deeds & MortgagesApr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNM:N-27 B:0012 L:0014

Property Details

APN / Parcel Number

Primary APNM:N-27 B:0012 L:0014
Alternative APN
  • GARD M:M27 B:14 L:14

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,036 sqft Living Area
Gross Area2,300 sqft
Basement Area652 sqft
Unfinished Basement652 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,769 sqft (0.178 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address106 JONATHAN ST
CityGARDNER
StateMA
Zip01440-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block14
Legal Lot Number14
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2002
Census Tract707400

Owner

Source: Worcester County and Gardner City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address106 JONATHAN ST, GARDNER, MA 01440-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2025 · Amount on Record
Deed SaleApr 18, 2025 · Amount on Record
Prior SaleApr 27, 2009 · Amount on Record
Record UpdatedOct 29, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address106 JONATHAN ST, GARDNER, MA 01440-1906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number56986-382
DateApr 18, 2017
Book Page56986/382
Instrument38118
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueApr 1, 2027

Tax Assessment & Valuation

Source: Worcester County and Gardner City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,474.00 (+9.2%)$324,900 (+13.88%) Land $81,300 Building $243,600$368,753 (+31.09%)
2025$4,097.00 (-0.07%)$285,300 (+4.31%) Land $73,900 Building $211,400$281,295
2024$4,100.00 (+7.3%)$273,500 (+15.45%) Land $67,200 Building $206,300
2023$3,821.00$236,900 Land $66,200 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARDNER WATER DEPARTMENT
serves 21,381 people · EPA ID MA2103000
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Gateway Fiber
Fiber
2,000 / 2,000

May also be available: Verizon.

Nearby Properties on Jonathan St

Nearby Streets

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