96 Hemlock Dr, Hanover, PA 17331 Property Records

Adams County property record for 96 Hemlock Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,298 sqft · built 2004
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,500 (Apr 2025)
Tax Bill	$3,713 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2008 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0163-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0163-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	96 HEMLOCK DR
City	HANOVER
State	PA
Zip	17331-7510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CHAPEL RIDGE
Legal Lot Number	L-0099A
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1045
Census Tract	31000

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 13, 2008	Deed of Trust, Mortgage · FHA Mortgage EVERHOME MORTGAGE CO
Dec 11, 2009	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 9, 2005	Deed of Trust, Mortgage QUICKEN LOANS INC
Nov 1, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage QUICKEN LOANS INC
Apr 22, 2025	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 9, 2005	Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2025 · Amount on Record
Deed Sale	Apr 22, 2025 · Amount on Record
Prior Sale	Mar 9, 2005 · Amount on Record
Deed Book / Page	7323 / 264
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006741/547
Date	Feb 9, 2021
Book Page	6741/547
Instrument	202100002127

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005278/021
Date	Aug 13, 2008
Book Page	5278/021
Instrument	05278_00021

Lender

Name	EVERHOME MORTGAGE CO
Type	Mortgage Company
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2038

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005439/761
Date	Dec 11, 2009
Book Page	5439/761
Instrument	05439_00761

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2039

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003890/058
Date	Mar 9, 2005
Book Page	3890/058
Instrument	03890_00058

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Amount	Amount Recorded

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004187/154
Date	Nov 1, 2005
Book Page	4187/154
Instrument	04187_00154

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2020

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Apr 22, 2025
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Document Number	007323/264
Book / Page	7323 / 264
Map Reference	MB 84 PG 38
Instrument Date	Apr 18, 2025
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 HEMLOCK DR, HANOVER, PA 17331-7510

Mortgage

Document Number	0007323268
Date	Apr 22, 2025
Instrument	7323/268

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Mar 9, 2005
Property Address	96 HEMLOCK DR, HANOVER, PA 17331-7510
Document Number	003890/031
Book / Page	3890 / 031
Map Reference	MB84 PG38
Instrument Date	Feb 16, 2005
Instrument	03890_00031
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003890/034
Date	Mar 9, 2005
Book Page	3890/034
Instrument	03890_00034

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2010
Change Frequency	6 Months
Min Rate At Change	2.25%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	11%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,713.00 (+9.88%)	$152,300 (-0.33%) Land $29,500 Building $122,800
2024	$3,379.00 (+3.81%)	$152,800 (-) Land $29,500 Building $123,300
2023	$3,255.00	$152,800 Land $29,500 Building $123,300
2010			$152,300 Land $29,500 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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