89 Hemlock Dr, Hanover, PA 17331 Property Records

Adams County property record for 89 Hemlock Dr, Hanover, PA 17331

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,290 sqft · built 2004
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,900 (Jan 2024)
Tax Bill	$3,837 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08 021-0066-000`

Property Details

APN / Parcel Number

Primary APN	`08 021-0066-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,290 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	5,663 sqft (0.13 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	89 HEMLOCK DR
City	HANOVER
State	PA
Zip	17331-7540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	CHAPEL RIDGE
Legal Lot Number	L-0040B
Jurisdiction	ADAMS PA
Township / Civil Division	CONEWAGO
Census Block Group	1
Census Block	1008
Census Tract	31000

Owner

Source: Adams County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 20, 2005	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Feb 16, 2006	Deed of Trust, Mortgage JPMORGAN CHASE BANK NA
Jan 17, 2024	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
May 16, 2011	Intrafamily Transfer, Transfer · FHA Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Deed Document Number	2024
Deed Book / Page	7171 / 379
Prior Transfer Date	Apr 11, 2011
Prior Transfer Doc	5596/289
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 HEMLOCK DR, HANOVER, PA 17331-7540

Mortgage

Document Number	007053/439
Date	Jan 3, 2023
Book Page	7053/439

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Dec 16, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003844/113
Date	Jan 20, 2005
Book Page	3844/113
Instrument	03844_00113

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	LANCASTER, PA 17601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS PA
Property Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004316/076
Date	Feb 16, 2006
Book Page	4316/076
Instrument	04316_00076

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Feb 17, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ADAMS PA
Recording Date	Jan 17, 2024
Property Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	007171/379
Book / Page	7171 / 379
Map Reference	MB 84 PG 38
Instrument Date	Jan 12, 2024
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,349.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Investor	Possibly a Property Investor

Mortgage

Document Number	0007171383
Date	Jan 17, 2024
Instrument	7171/383

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

May 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS PA
Recording Date	May 16, 2011
Property Address	89 HEMLOCK DR, HANOVER, PA 17331-7540
Document Number	005596/289
Book / Page	5596 / 289
Map Reference	MB84 PG38
Instrument Date	Apr 11, 2011
Instrument	05596_00289
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 THWERE DR, HANOVER, PA 17331

Mortgage

Document Number	005596/293
Date	May 16, 2011
Book Page	5596/293
Instrument	05596_00293

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank
Address	HAMPSTEAD, MD 21074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Adams County
County Subdivision	Conewago Township
Unified School District	Conewago Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,837.00 (+13.19%)	$157,400 (+2.67%) Land $30,200 Building $127,200
2024	$3,390.00 (+3.83%)	$153,300 (-) Land $30,200 Building $123,100
2023	$3,265.00	$153,300 Land $30,200 Building $123,100
2010			$157,400 Land $30,200 Building $127,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	Organic carbon removal Oct 2018
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50

May also be available: Glo Fiber, Verizon.

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