96 E Waterloo St, Casnovia, MI 49318 Property Records

Kent County property record for 96 E Waterloo St, Casnovia, MI 49318

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,972 sqft · built 1900
Lot Size	0.432 acres (18,818 sqft)
Owner	2 Individual Names on File
Last Sale	$244,000 (Mar 2026)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Mar 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41-01-30-102-008`

Property Details

APN / Parcel Number

Primary APN	`41-01-30-102-008`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Lot Area	18,818 sqft (0.432 acres)
Lot Dimensions	132 ft deep x 142 ft wide
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 E WATERLOO ST
City	CASNOVIA
State	MI
Zip	49318-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV R
Legal Description	PART NW 1/4 COM AT NE COR OF LOT 9 OF ORIG PLAT VILL OF CASNOVIA TH S 132 FT TH E 82.5 FT TH N 132 FT TH W 82.5 FT TO BEG *
Legal Range	12W
Legal Township	10N
Legal Section	30
Legal Subdivision	CASNOVIA VILLAGE
Legal Lot Number	9
Jurisdiction	KENT MI
Township / Civil Division	TYRONE
Census Block Group	1
Census Block	1029
Census Tract	10301

Owner

96 E Waterloo St is owned and occupied by two individuals who bought it in March 2026.

Source: Kent County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE HOUSING DEV AUTHORITY
Mar 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CENTER
Aug 5, 2022	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2026 · Amount on File
Deed Sale	Mar 6, 2026 · Amount on File
Prior Sale	Aug 5, 2022 · Amount on File
Deed Document Number	202613832
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000021147
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20922 W HOWARD, HOWARD CITY, MI 49329

Mortgage

Document Number	0000065271
Date	Aug 17, 2022
Instrument	20220817-0065271

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Mar 6, 2026
Property Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Document Number	0000013832
Map Reference	LB 1 PG 41
Instrument Date	Feb 27, 2026
Instrument	20260306-0013832
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,830.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	754 VALLEY AVE NW, GRAND RAPIDS, MI 49504-4055

Mortgage

Document Number	0000013833
Date	Mar 6, 2026
Instrument	20260306-0013833

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2033
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 5, 2022
Property Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Document Number	0000062266
Instrument Date	Jul 29, 2022
Instrument	20220805-0062266
Transaction Type	Transfer
Record Updated	Sep 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9333 PEACH RIDGE AVE NW, 9333, SPARTA, MI 49345-9769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20922 W HOWARD CITY EDMORE RD, HOWARD CITY, MI 49329-9174

Mortgage

Document Number	0000062267
Date	Aug 5, 2022
Instrument	20220805-0062267

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000065271
Date	Aug 17, 2022
Instrument	20220817-0065271

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 11, 2020
Property Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Document Number	0000021147
Instrument Date	Mar 9, 2020
Instrument	21147
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 E WATERLOO ST CASNOVIA MI 493189701, CASNOVIA, MI 49318-9701

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Mar 11, 2020
Property Address	96 E WATERLOO ST, CASNOVIA, MI 49318-9701
Document Number	0000021146
Instrument Date	Mar 9, 2020
Instrument	21146
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 E WATERLOO ST CASNOVIA MI 493189701, CASNOVIA, MI 49318-9701

Tax Assessment & Valuation

The 2025 property tax bill for 96 E Waterloo St was $3,716, up 52.2% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Tyrone Township
Municipality	Casnovia Village
Unified School District	Kent City Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,800 (-9.58%)	$239,600 (-9.58%)
2025	$3,716.00 (+52.17%)	$132,500	$265,000
2024	$2,442.00
2023		$105,600	$211,200
2019	$1.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 E Waterloo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 E Waterloo St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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