Monroe County property record for 96 E Lake Rd, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 6,230 sqft · built 2002 |
| Lot Size | 0.408 acres (17,760 sqft) |
| Owner | Company Name on File |
| Last Sale | $4,550,000 (Apr 2021) |
| Tax Bill | $37,175 (2024) |
| Deeds & Mortgages | Apr 2021 Sale Nov 2019 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00080020-000296 |
| Primary APN | 00080020-000296 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 6,230 sqft Living Area |
| Gross Area | 6,970 sqft Gross Area |
| 1st Floor Area | 5,589 sqft 1st Floor |
| Stories | 3 Stories |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Elevator | Elevator |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 17,760 sqft (0.408 acres) |
| Garage Type | Attached |
| Garage Area | 740 sqft Garage |
| Pool Area | 555 sqft Pool |
|---|---|
| Deck Area | 492 sqft Deck |
| Patio Area | 196 sqft Patio |
| Porch | Florida Room |
| Porch Area | 880 sqft Porch |
| View / Lot | Lake |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 8783094 |
|---|---|
| Street Address | 96 E LAKE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13 59 40 PT GOVT LOT 1 (PARCEL 96) .4077 AC OR1149-1769/89 OR1322-2343/65 OR1322-2380/400 OR1382-366/382DEC OR1404-2245/48 OR1505-2089/91 OR1790-2356/58 OR2353-1171/73 OR2822-2403/05 OR2989-1322 OR3088-1767 |
| Legal Range | 40E |
| Legal Township | 59S |
| Legal Section | 13 |
| Legal Subdivision | ANGLERS CLUB CONDO |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 972700 |
Source: Monroe County records · APN 00080020-000296
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 640 ARVIDA PKWY, MIAMI, FL 33156-2323 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Apr 13, 2021 | Warranty Deed, Transfer TOMA TITLE GROUP INC |
| Nov 26, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 15, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2019 · Amount on Record |
| Deed Document Number | 20212313564 |
| Deed Book / Page | 3088 / 1767 |
| Prior Transfer Date | Sep 02, 2016 |
| Prior Transfer Doc | 0028222403 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 13, 2021 |
| Property Address | 96 E LAKE RD, KEY LARGO, FL 33037-3608 |
| Document Number | 0030881767 |
| Book / Page | 3088 / 1767 |
| Instrument Date | Apr 01, 2021 |
| Instrument | 2313564 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | TOMA TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1434, CAREFREE, AZ 85377-1434 |
| Name | Verified Name |
|---|---|
| Address | 640 ARVIDA PKWY, CORAL GABLES, FL 33156-2323 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 96 E LAKE RD, KEY LARGO, FL 33037-3608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029960841 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 2996/0841 |
| Instrument | 2246138 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 96 E LAKE RD, KEY LARGO, FL 33037-3608 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029960821 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 2996/0821 |
| Instrument | 2246137 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 96 E LAKE RD, KEY LARGO, FL 33037-3608 |
| Document Number | 0029891322 |
| Book / Page | 002989 / 001322 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2240515 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19 N HIDDEN HARBOUR DR GULF STREAM FL 334837244, GULF STREAM, FL 33483-7244 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,765,061 (+48.08%) Land $3,996,000 Building $2,769,061 | $6,765,061 (+48.08%) Land $3,996,000 Building $2,769,061 | |
| 2024 | $37,175.00 (+18.49%) | ||
| 2023 | $31,375.00 (+5.47%) | $4,568,421 (+3.73%) Land $2,131,200 Building $2,437,221 | $4,568,421 (+3.73%) Land $2,131,200 Building $2,437,221 |
| 2022 | $29,748.00 | $4,404,263 Land $1,953,600 Building $2,450,663 | $4,404,263 Land $1,953,600 Building $2,450,663 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Moderate above 60% of the US · above 34% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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