89 E Lake Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 89 E Lake Rd, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,217 sqft · built 2000
Lot Size	0.41 acres (17,892 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 1996)
Tax Bill	$27,300 (2024)
Flood Zone	Zone AE (high risk)
APN	`00080020-000289`

Property Details

APN / Parcel Number

Primary APN	`00080020-000289`
Alternative APNs	`13594000080020000289` `8783051`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,217 sqft Living Area
1st Floor Area	4,213 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	17,892 sqft (0.41 acres)
Garage Area	1,092 sqft

Exterior Amenities

Pool Area	500 sqft
Porch	Open Porch
Porch Area	1,294 sqft
Patio Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	8783051
Old Parcel Number	13594000080020000289
Street Address	89 E LAKE RD
City	KEY LARGO
State	FL
Zip	33037-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 59 40 PT GOVT LOT 1 (PARCEL 89) .4107 AC OR1149-1769/89 OR1322-2343/65 OR1322-2380/400 OR1382- 351/365DEC OR1407-104/108
Legal Range	40E
Legal Township	59S
Legal Section	13
Legal Subdivision	ANGLERS CLUB CONDO
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3041
Census Tract	972700

Owner

Source: Monroe County records · APN 00080020-000289

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2000 BRUSH ST STE 440, 440, DETROIT, MI 48226-2251
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 1996 · Amount on Record
Deed Sale	Jun 05, 1996 · Amount on Record
Deed Document Number	0140700104
Deed Book / Page	01407 / 00104
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,409,665 (+54.67%) Land $4,025,700 Building $1,383,965	$5,409,665 (+54.67%) Land $4,025,700 Building $1,383,965
2024	$27,300.00 (+23.39%)
2023	$22,125.00 (+8.83%)	$3,497,531 (+4.82%) Land $2,147,040 Building $1,350,491	$3,497,531 (+4.82%) Land $2,147,040 Building $1,350,491
2022	$20,330.00	$3,336,838 Land $1,968,120 Building $1,368,718	$3,336,838 Land $1,968,120 Building $1,368,718

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.