96 Devitt Rd, Waterford, NY 12188 Property Records

Saratoga County and Halfmoon Town property record for 96 Devitt Rd, Waterford, NY 12188

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,720 sqft · built 1973
Lot Size	1.96 acres (85,378 sqft)
Owner	2 Individual Names on File
Last Sale	$449,000 (Jun 2023)
Tax Bill	$7,181 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage
APN	`413800 285.-4-32.1`

Property Details

APN / Parcel Number

Primary APN	`413800 285.-4-32.1`
Alternative APNs	`380028500000040320010000` `5 J02605`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,720 sqft Living Area
1st Floor Area	1,400 sqft
2nd Floor Area	1,320 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	85,378 sqft (1.96 acres)
Lot Width	225 ft Width
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	580 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5 J02605
Street Address	96 DEVITT RD
City	WATERFORD
State	NY
Zip	12188-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT B
Legal Block	4
Legal Lot Number	32.001
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	1
Census Block	1050
Census Tract	62404

Owner

96 Devitt Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 DEVITT RD, WATERFORD, NY 12188-1049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on File
Deed Sale	Jun 20, 2023 · Amount on File
Deed Document Number	202315711
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jun 20, 2023
Property Address	96 DEVITT RD, WATERFORD, NY 12188-1049
Document Number	0000015711
Instrument Date	Jun 7, 2023
Instrument	2023015711
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	665 SARATOGA RD APT 117, 117, GANSEVOORT, NY 12831-1684

Mortgage

Document Number	0000015712
Date	Jun 20, 2023
Instrument	2023015712

Lender

Name	SARATOGA NATIONAL BANK & TRUST

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2030
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

Tax Assessment & Valuation

The 2025 property tax bill for 96 Devitt Rd was $7,181.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,181.00	$171,000 Land $33,900 Building $137,100	$459,060 Land $91,007 Building $368,053
2023		$157,000 (-) Land $33,900 Building $123,100	$369,412 (+11.76%) Land $79,765 Building $289,647
2022		$157,000 Land $33,900 Building $123,100	$330,526 Land $71,368 Building $259,158

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 96 Devitt Rd; there have been 25 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	25 (1978–2023)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Devitt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20