Saratoga County and Halfmoon Town property record for 102 Devitt Rd, Waterford, NY 12188
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,410 sqft · built 1975 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,488 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance Dec 2019 Line of Credit + 1 more |
| APN | 413800 285.-4-29 |
| Primary APN | 413800 285.-4-29 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 1,012 sqft |
| Finished Basement | 1,012 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 200 ft deep x 190 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Porch |
| Porch Area | 247 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 5 J03271 |
|---|---|
| Street Address | 102 DEVITT RD |
| City | WATERFORD |
| State | NY |
| Zip | 12188-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | HOUSE/LOT |
| Legal Block | 4 |
| Legal Lot Number | 29.000 |
| Jurisdiction | SARATOGA NY |
| Township / Civil Division | HALFMOON |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 62404 |
102 Devitt Rd is owned and occupied by two individuals who acquired it in April 2018.
Source: Saratoga County and Halfmoon Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 DEVITT RD, WATERFORD, NY 12188-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Dec 4, 2019 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BK |
| Jul 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 10, 2018 |
| Transfer Doc | 0000020058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 102 DEVITT RD, WATERFORD, NY 12188-1238 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000026548 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 2023026548 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARATOGA NY |
| Property Address | 102 DEVITT RD, WATERFORD, NY 12188-1238 |
| Document Number | 0000036257 |
| Instrument Date | Dec 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 DEVITT RD WATERFORD NY 121881238, WATERFORD, NY 12188-1238 |
| Document Number | 0000036257 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 36257 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 18, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SARATOGA NY |
| Recording Date | Jul 9, 2018 |
| Property Address | 102 DEVITT RD, WATERFORD, NY 12188-1238 |
| Document Number | 0000020058 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 20058 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 DEVITT RD WATERFORD NY 121881238, WATERFORD, NY 12188-1238 |
The 2025 property tax bill for 102 Devitt Rd was $5,488.
Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Saratoga County |
| County Subdivision | Halfmoon Town |
| Unified School District | Shenendehowa Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,488.00 | $130,700 Land $22,400 Building $108,300 | $350,872 Land $60,134 Building $290,738 |
| 2023 | $130,700 Land $22,400 Building $108,300 | $307,529 Land $52,706 Building $254,823 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 102 Devitt Rd; there have been 25 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 25 (1978–2023) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Devitt Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures