96 Decker Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 96 Decker Rd, Lafayette, NJ 07848

Property Summary

Property Type	Farm - Irrigated or Dry
Details	1,726 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Feb 2021)
Tax Bill	$9,651 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`13-00017-0000-00001-04`

Property Details

APN / Parcel Number

Primary APN	`13-00017-0000-00001-04`
Alternative APN	`13000170000000010004`

Interior

Building Area	1,726 sqft Total Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	43,560 sqft

Location & Zoning

Street Address	96 DECKER RD
City	LAFAYETTE
State	NJ
Zip	07848-3802
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	R-1
Legal Block	17
Legal Lot Number	1.4
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1030
Census Tract	372400

Owner

Source: Sussex County and Lafayette Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 DECKER RD, LAFAYETTE, NJ 07848-3802
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 22, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Deed Document Number	202110039810
Deed Book / Page	3579 / 793
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	96 DECKER RD, LAFAYETTE, NJ 07848-3802
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 DECKER RD, LAFAYETTE, NJ 07848-3802

Mortgage

Document Number	0103020292
Date	Mar 19, 2024
Book Page	10302/292
Instrument	2024004542

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Mar 20, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Feb 22, 2021
Property Address	96 DECKER RD, LAFAYETTE, NJ 07848-3802
Document Number	0035790793
Book / Page	3579 / 793
Instrument Date	Dec 16, 2020
Instrument	20210222010039810
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	364 BADGER CT, 364, PRESCOTT, AZ 86301-4429

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 DECKER RD, LAFAYETTE, NJ 07848-3802

Mortgage

Document Number	20210222010039820
Date	Feb 22, 2021
Instrument	20210222010039820

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$323,100 (-) Land $100,000 Building $223,100	$323,100 (-) Land $100,000 Building $223,100
2025	$9,651.00 (+2.47%)	$323,100 (-) Land $100,000 Building $223,100	$323,100 (-) Land $100,000 Building $223,100
2024	$9,418.00 (+2.78%)
2023		$323,100 Land $100,000 Building $223,100	$323,100 Land $100,000 Building $223,100
2022	$9,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000

May also be available: Brightspeed, Optimum, T-Mobile.

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