45 Decker Rd, Lafayette, NJ 07848 Property Records

Sussex County and Lafayette Township property record for 45 Decker Rd, Lafayette, NJ 07848

Property Summary

Property Type	Single Family Home
Details	3,355 sqft · built 2003
Lot Size	5 acres (217,931 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,000 (Sep 2018)
Tax Bill	$13,131 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00005-0000-00003-04`

Property Details

APN / Parcel Number

Primary APN	`13-00005-0000-00003-04`
Alternative APNs	`130000500000000304QFARM` `13000050000000030004`

Interior

Stories	2 Stories
Building Area	3,355 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Lot Area	217,931 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	130000500000000304QFARM
Street Address	45 DECKER RD
City	LAFAYETTE
State	NJ
Zip	07848-3801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5.0
Legal Subdivision	RICH BRUNING
Legal Block	5
Legal Lot Number	3.4
Jurisdiction	SUSSEX NJ
Township / Civil Division	LAFAYETTE
Census Block Group	1
Census Block	1033
Census Tract	372400

Owner

Source: Sussex County and Lafayette Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 DECKER RD, LAFAYETTE, NJ 07848-3801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2018 · Amount on Record
Deed Sale	Sep 20, 2018 · Amount on Record
Prior Sale	Feb 3, 2004 · Amount on Record
Deed Document Number	201810194620
Deed Book / Page	3492 / 44
Prior Transfer Date	Jan 26, 2004
Prior Transfer Doc	0000004943
Record Updated	Oct 29, 2026

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 20, 2018
Property Address	45 DECKER RD, LAFAYETTE, NJ 07848-3801
Document Number	0034920044
Book / Page	003492 / 000044
Instrument Date	Sep 11, 2018
Instrument	194620
Transaction Type	Transfer
Record Updated	Oct 18, 2018
Title Company	SUNRISE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 DECKER RD LAFAYETTE NJ 078483801, LAFAYETTE, NJ 07848-3801

Mortgage

Document Number	96390322
Date	Sep 20, 2018
Book Page	009639/000322
Instrument	194630

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2033

Tax Assessment & Valuation

Source: Sussex County and Lafayette Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Lafayette Township
Secondary School District	High Point Regional School District (09 - 12)
Elementary School District	Lafayette Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$439,600 (-) Land $140,000 Building $299,600	$439,600 (-) Land $140,000 Building $299,600
2025	$13,131.00 (+2.47%)	$439,600 (-) Land $140,000 Building $299,600	$439,600 (-) Land $140,000 Building $299,600
2024	$12,814.00 (+2.78%)
2023		$439,600 Land $140,000 Building $299,600	$439,600 Land $140,000 Building $299,600
2022	$12,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (2005–2016)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2016 · river or lake flooding
Claims by Event	Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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