96 Cumberland Ct, Frederick, MD 21702 Property Records

Frederick County property record for 96 Cumberland Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,044 sqft · built 1999
Lot Size	0.227 acres (9,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Dec 2017)
Tax Bill	$7,979 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-216507`

Property Details

APN / Parcel Number

Primary APN	`02-216507`
Alternative APNs	`2216507` `216507`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,044 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,180 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,886 sqft (0.227 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	216507
Street Address	96 CUMBERLAND CT
City	FREDERICK
State	MD
Zip	21702-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LOT 171 PLAT 7 9,886 SQ. FT. PHASE II WILLOW BROOK
Legal Subdivision	WILLOW BROOK
Legal Phase	2
Legal Lot Number	171
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 CUMBERLAND CT, FREDERICK, MD 21702-3187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2017	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on Record
Deed Sale	Dec 6, 2017 · Amount on Record
Prior Sale	Mar 16, 1999 · Amount on Record
Deed Document Number	201712167-0038
Deed Book / Page	12167 / 38
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	0067560623
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 6, 2017
Property Address	96 CUMBERLAND CT, FREDERICK, MD 21702-3187
Document Number	0121670038
Book / Page	012167 / 000038
Instrument Date	Nov 27, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 CUMBERLAND CT FREDERICK MD 217023187, FREDERICK, MD 21702-3187

Mortgage

Document Number	121670046
Date	Dec 6, 2017
Book Page	012167/000046

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	96 CUMBERLAND CT, FREDERICK, MD 21702-3187
Document Number	0120380413
Book / Page	012038 / 000413
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Nov 23, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 CUMBERLAND CT FREDERICK MD 217023101, FREDERICK, MD 21702-3101

Mortgage

Document Number	0120380413
Date	Sep 20, 2017
Book Page	012038/000413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$472,700 (+21.69%) Land $115,400 Building $357,300	$472,700 (-) Land $115,400 Building $357,300
2024	$7,979.00 (+12.86%)
2023	$7,070.00	$388,433	$472,700 Land $115,400 Building $357,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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