100 Cumberland Ct, Frederick, MD 21702 Property Records

Frederick County property record for 100 Cumberland Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,780 sqft · built 1999
Lot Size	0.327 acres (14,263 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,500 (May 2020)
Tax Bill	$7,115 (2023)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-216523`

Property Details

APN / Parcel Number

Primary APN	`02-216523`
Alternative APNs	`2216523` `216523`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,780 sqft Total Area
1st Floor Area	1,510 sqft
Basement Area	550 sqft
Finished Basement	550 sqft

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,263 sqft (0.327 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	216523
Old Parcel Number	2216523
Street Address	100 CUMBERLAND CT
City	FREDERICK
State	MD
Zip	21702-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 173 PL 7 PHASE II 14,263 SQ. FT. WILLOW BROOK
Legal Subdivision	WILLOW BROOK
Legal Phase	2
Legal Lot Number	173
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 5, 2020	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2020 · Amount on Record
Deed Sale	May 5, 2020 · Amount on Record
Prior Sale	Jan 13, 1999 · Amount on Record
Deed Document Number	0013706336
Deed Book / Page	13706 / 336
Record Updated	Jun 7, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Transaction Type	Mortgage
Record Updated	Apr 3, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101

Mortgage

Document Number	0163690191
Date	Mar 21, 2023
Book Page	16369/191

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101

Mortgage

Document Number	0158630106
Date	Apr 18, 2022
Book Page	15863/106

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Document Number	0142990051
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Jan 6, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 CUMBERLAND CT FREDERICK MD 217023101, FREDERICK, MD 21702-3101

Mortgage

Document Number	0142990051
Date	Nov 25, 2020
Book Page	014299/000051

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Nov 24, 2047

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 5, 2020
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Document Number	0137060336
Book / Page	013706 / 000336
Instrument Date	Feb 25, 2020
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	AMROCK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 CUMBERLAND CT FREDERICK MD 217023101, FREDERICK, MD 21702-3101

Mortgage

Document Number	137060346
Date	May 5, 2020
Book Page	013706/000346

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Document Number	0123840327
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 CUMBERLAND CT FREDERICK MD 217023101, FREDERICK, MD 21702-3101

Mortgage

Document Number	0123840327
Date	Apr 26, 2018
Book Page	012384/000327

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 25, 2038

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	100 CUMBERLAND CT, FREDERICK, MD 21702-3101
Document Number	0120380413
Instrument Date	Sep 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	100 CUMBERLAND CT FREDERICK MD 217023101, FREDERICK, MD 21702-3101

Mortgage

Document Number	0120380413
Date	Sep 20, 2017
Book Page	012038/000413

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,115.00 Homeowner's exemption	$431,067	$550,800 Land $115,900 Building $434,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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