96 Cottontail Way, Windsor, CA 95492 Property Records

Sonoma County property record for 96 Cottontail Way, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,849 sqft · built 1990
Lot Size	0.135 acres (5,889 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`161-230-002-000`

Property Details

APN / Parcel Number

Primary APN	`161-230-002-000`
Alternative APN	`161-230-002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,849 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	5,889 sqft (0.135 acres)
Garage Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	161-230-002
Street Address	96 COTTONTAIL WAY
City	WINDSOR
State	CA
Zip	95492-8030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	91 FM 65-930-02 # CHG PER MD ALDEN WOODS #1 LOT 2
Legal Subdivision	ALDEN WOODS
Legal Block	2
Legal Lot Number	2
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2008
Census Tract	153804

Owner

96 Cottontail Way is owned and occupied by two individuals who acquired it in August 2018.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST TECHNOLOGY FEDERAL CU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 7, 2021	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST TECHNOLOGY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2018
Deed Sale	Aug 6, 2018
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	201855502
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000093079
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030

Mortgage

Document Number	0000058006
Date	Sep 1, 2022
Instrument	2022058006

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030

Mortgage

Document Number	0000082652
Date	Sep 16, 2020
Instrument	2020082652

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060115
Date	Aug 28, 2019
Instrument	2019060115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

December 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SONOMA CA
Recording Date	Dec 7, 2021
Property Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Document Number	0000133159
Map Reference	MB 447 PG 28-34
Instrument Date	Dec 1, 2021
Instrument	2021133159
Record Updated	May 30, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000133160
Date	Dec 7, 2021
Instrument	2021133160

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 6, 2018
Property Address	96 COTTONTAIL WAY, WINDSOR, CA 95492-8030
Instrument Date	Jul 27, 2018
Instrument	55502
Transaction Type	Construction Loan
Record Updated	Aug 21, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	96 COTTONTAIL WAY WINDSOR CA 954928030, WINDSOR, CA 95492-8030

Mortgage

Document Number	0000055502
Date	Aug 6, 2018
Instrument	55502

Lender

Name	FIRST TECHNOLOGY FCU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 5, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 96 Cottontail Way was $4,255 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,289 (+2%) Land $117,608 Building $228,681
2025	$4,255.00 Homeowner's exemption	$339,500 Land $115,302 Building $224,198
2023	$4,085.00 (+1.79%) Homeowner's exemption	$326,319 Land $110,826 Building $215,493
2022	$4,013.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 Cottontail Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Cottontail Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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