Anne Arundel County property record for 96 Conduit St, Annapolis, MD 21401
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,872 sqft · built 1918 |
| Lot Size | 0.081 acres (3,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,075,000 (Sep 2025) |
| Tax Bill | $12,757 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jun 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000-04141500 |
| Primary APN | 06-000-04141500 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,528 sqft (0.081 acres) |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00004141500 |
|---|---|
| Street Address | 96 CONDUIT ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT ANNAPOLIS |
| Legal Subdivision | ANNAPOLIS |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 706102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
96 Conduit St is owned and occupied by an individual who bought it in September 2025.
Source: Anne Arundel County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 CONDUIT ST, ANNAPOLIS, MD 21401-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Jun 25, 2024 | Deed of Trust, Mortgage · Conventional Mortgage SHORE UNITED BANK NA |
| Sep 8, 2025 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2025 · Amount on File |
| Deed Sale | Sep 8, 2025 · Amount on File |
| Prior Sale | Sep 9, 2008 · Amount on File |
| Deed Book / Page | 41622 / 300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 96 CONDUIT ST, ANNAPOLIS, MD 21401-2602 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0418680001 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 41868/1 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 96 CONDUIT ST, ANNAPOLIS, MD 21401-2602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Title Company | CAPITAL TITLE, CAPITOL TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0405290409 |
|---|---|
| Date | Jun 25, 2024 |
| Book Page | 40529/409 |
| Name | SHORE UNITED BANK NA |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jun 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Type Change Date | Jun 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 6.87% |
| Max Rate At Change | 11.8% |
| Index | 1-Year T-Bill |
| Max Rate | 11.8% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 8, 2025 |
| Property Address | 96 CONDUIT ST, ANNAPOLIS, MD 21401-2602 |
| Document Number | 0416220300 |
| Book / Page | 41622 / 300 |
| Instrument Date | Aug 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 96 CONDUIT ST, ANNAPOLIS, MD 21401-2602 |
| Document Number | 0041622309 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 41622/309 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 96 Conduit St was $12,757.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066,800 (+9.51%) Land $784,600 Building $282,200 | $1,066,800 (-) Land $784,600 Building $282,200 | |
| 2025 | $12,757.00 Homeowner's exemption | $974,200 | $1,066,800 Land $784,600 Building $282,200 |
| 2023 | $11,192.00 Homeowner's exemption | $789,000 Land $631,400 Building $157,600 | $789,000 Land $631,400 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Conduit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 6 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 96 Conduit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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