92 Conduit St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 92 Conduit St, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,208 sqft · built 1898
Lot Size	0.081 acres (3,528 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jan 1995)
Tax Bill	$9,175 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-03401520`

Property Details

APN / Parcel Number

Primary APN	`06-000-03401520`
Alternative APNs	`6-000-03401520` `00003401520`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,208 sqft Living Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	3,528 sqft (0.081 acres)
Porch	Open Porch
Porch Area	120 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00003401520
Street Address	92 CONDUIT ST
City	ANNAPOLIS
State	MD
Zip	21401-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT ANNAPOLIS
Legal Subdivision	ANNAPOLIS
Legal Block	1
Legal Lot Number	92
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1019
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

92 Conduit St is owned and occupied by an individual who bought it in January 1995.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	92 CONDUIT ST, ANNAPOLIS, MD 21401-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 1995 · Amount on File
Deed Sale	Jan 31, 1995 · Amount on File
Deed Book / Page	6918 / 17
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	92 CONDUIT ST, ANNAPOLIS, MD 21401-2602
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 CONDUIT ST, ANNAPOLIS, MD 21401-2602

Mortgage

Document Number	0378820221
Date	Nov 8, 2021
Book Page	37882/221

Lender

Name	WESTERN EXPRESS LENDING
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 92 Conduit St was $9,175 with a homeowner's exemption, up 6.5% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,500 (+7.35%) Land $784,600 Building $131,900	$916,500 (-) Land $784,600 Building $131,900
2025	$9,175.00 (+6.48%) Homeowner's exemption	$853,767	$916,500 Land $784,600 Building $131,900
2024	$8,617.00 (+7.14%)
2023	$8,043.00 Homeowner's exemption	$728,300 Land $631,400 Building $96,900	$728,300 Land $631,400 Building $96,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 92 Conduit St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 92 Conduit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20