96 Co Rd 195, Gainesville, TX 76240 Property Records

Cooke County property record for 96 Co Rd 195, Gainesville, TX 76240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,768 sqft · built 1996
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$62,500 (Dec 2007)
Tax Bill	$2,102 (2026)
Deeds & Mortgages	Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2744-000-00004-SOL`

Property Details

APN / Parcel Number

Primary APN	`2744-000-00004-SOL`
Alternative APN	`69333`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,768 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,568 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Siding
Foundation Type	Block
Roof Material	Metal
Lot Area	96,703 sqft (2.22 acres)

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2744-000-00004-SOL
Street Address	96 COUNTY ROAD 195
City	GAINESVILLE
State	TX
Zip	76240-1569
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SHADOW WOOD SUBD; LOT 4; ACRES 2.22; MH LABEL# NTA0536796-CANCELLED TO REAL ESTATE
Legal Subdivision	SHADOW WOOD SUBD
Legal Lot Number	4
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

96 Co Rd 195, a mobile home, is owned and occupied by two individuals who bought it in December 2007.

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	96 COUNTY ROAD 195, GAINESVILLE, TX 76240-1569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2007 · Amount on File
Deed Sale	Dec 12, 2007 · Amount on File
Prior Sale	Feb 21, 2007 · Amount on File
Deed Document Number	200710079
Deed Book / Page	1542 / 285
Prior Transfer Date	Feb 6, 2007
Prior Transfer Doc	001484/039
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	96 COUNTY ROAD 195, GAINESVILLE, TX 76240-1569
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002762/229
Date	Feb 2, 2026
Book Page	2762/229
Instrument	2026-680

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,102.00 (+192.76%) Homeowner's exemption	$151,831 (+1%)	$278,716 (+12.82%) Land $158,230 Building $120,486
2025	$718.00 (-12.76%) Homeowner's exemption	$138,028 (+21%) Land $126,558 Building $120,486	$247,044 (+23.74%) Land $126,558 Building $120,486
2024	$823.00 (-28.81%)
2023		$114,073 Land $98,800 Building $100,849	$199,649 Land $98,800 Building $100,849
2022	$1,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Co Rd 195 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Co Rd 195 is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 59% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: ElektraFi, Element8, Nextlink.

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