296 Co Rd 195, Gainesville, TX 76240 Property Records

Cooke County property record for 296 Co Rd 195, Gainesville, TX 76240

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 3,264 sqft · built 2011
Lot Size	6.75 acres (294,030 sqft)
Owner	2 Individual Names on File
Last Sale	$200,200 (Aug 2011)
Tax Bill	$3,154 (2026)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2744-000-00014`

Property Details

APN / Parcel Number

Primary APN	`2744-000-00014`
Alternative APN	`69343`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	3,264 sqft Living Area
Gross Area	2,729 sqft
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Mobile Home
Exterior Material	Siding
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	294,030 sqft (6.75 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	15 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2744-000-00014
Street Address	296 COUNTY ROAD 195
City	GAINESVILLE
State	TX
Zip	76240-2074
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SHADOW WOOD SUBD; LOT 13 & 14; ACRES 6.75; MH LABEL# PFS1087538 / PFS1087539
Legal Subdivision	SHADOW WOOD SUBD
Legal Lot Number	13,14
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	2
Census Block	2005
Census Tract	100

Owner

296 Co Rd 195, a mobile home, is owned and occupied by two individuals who acquired it in January 2015.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	296 COUNTY ROAD 195, GAINESVILLE, TX 76240-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2011 · Amount on File
Deed Sale	Aug 31, 2011 · Amount on File
Deed Document Number	201122141
Deed Book / Page	1763 / 7
Last Transfer Date	Jan 7, 2015
Transfer Doc	001993/033
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	296 COUNTY ROAD 195, GAINESVILLE, TX 76240-2074
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002119/164
Date	Mar 1, 2017
Book Page	2119/164
Instrument	00072545

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	VIENNA, VA 22182

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 296 Co Rd 195 was $3,154 with exemptions applied, up 335% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,154.00 (+335.03%) Homeowner's exemption Senior Citizen's exemption	$227,808 (+1%)	$450,878 (+5.99%) Land $255,469 Building $195,409
2025	$725.00 (+4.77%) Homeowner's exemption Senior Citizen's exemption	$207,098 Land $229,988 Building $195,409	$425,397 Land $229,988 Building $195,409
2024	$692.00
2023		$171,155 Land $201,160 Building $151,460	$352,620 Land $201,160 Building $151,460
2022	$2,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 296 Co Rd 195 in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1990–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Nov 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 296 Co Rd 195 is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODBINE SPECIAL UTILITY DISTRICT serves 8,151 people · EPA ID TX0490018
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3