96 Clark Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 96 Clark Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,699 sqft · built 1920
Lot Size0.225 acres (9,817 sqft)
Owner2 Individual Names on File
Last Sale$366,000 (Aug 2005)
Tax Bill$5,186 (2026)
Deeds & MortgagesSep 2021 Refinance
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNDRAC M:49 L:85

Property Details

APN / Parcel Number

Primary APNDRAC M:49 L:85
Alternative APNs
  • M:0049 B:0000 L:0085
  • 355004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,699 sqft Living Area
Gross Area3,226 sqft
1st Floor Area974 sqft
Basement Area974 sqft
Unfinished Basement974 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,817 sqft (0.225 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number355004
Street Address96 CLARK AVE
CityDRACUT
StateMA
Zip01826-4802
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number85
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group2
Census Block2002
Census Tract314200

Owner

96 Clark Ave is owned and occupied by two individuals who bought it in August 2005.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address96 CLARK AVE, DRACUT, MA 01826-4802
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC
Jan 19, 2017Deed of Trust, Mortgage · FHA Mortgage
METRO CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2005 · Amount on File
Deed SaleAug 31, 2005 · Amount on File
Prior SaleApr 1, 1987 · Amount on File
Deed Document Number200558103
Deed Book / Page19212 / 296
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address96 CLARK AVE, DRACUT, MA 01826-4802
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36217-241
DateSep 7, 2021
Book Page36217/241
Instrument52271
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2051

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address96 CLARK AVE, DRACUT, MA 01826-4802
Document Number30860-144
Book / Page030860 / 000144
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30860-144
DateJan 24, 2017
Book Page030860/000144
Instrument3302
Lender
NameMETRO CU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 96 Clark Ave was $5,186, up 7.1% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,186.00 (+7.1%)$536,300 (+12.08%) Land $208,300 Building $328,000$577,315 (-)
2025$4,842.00 (+0.85%)$478,500 (+4.16%) Land $191,100 Building $287,400$577,315 (+4.08%)
2024$4,801.00 (+4.35%)$459,400 (+15.63%) Land $181,900 Building $277,500$554,705
2023$4,601.00$397,300 Land $158,200 Building $239,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Clark Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (1979–2006)
Claims Outside the SFHA1 of 3
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Clark Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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