40 Clark Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 40 Clark Ave, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,470 sqft · built 1993
Lot Size	0.141 acres (6,151 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2017)
Tax Bill	$4,693 (2026)
Deeds & Mortgages	Sep 2021 Refinance Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:49 B:93 L:1`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:49 B:93 L:1`
Alternative APN	`M:0049 B:0093 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,470 sqft Living Area
Gross Area	2,558 sqft
1st Floor Area	690 sqft
Basement Area	690 sqft
Unfinished Basement	100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,151 sqft (0.141 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	40 CLARK AVE
City	DRACUT
State	MA
Zip	01826-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	93
Legal Lot Number	1
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2007
Census Tract	314200

Owner

40 Clark Ave is owned and occupied by two individuals who bought it in September 2017.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	40 CLARK AVE, DRACUT, MA 01826-4806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE AFFINITY LLC
Sep 29, 2017	Quit Claim Deed, Transfer RANDOLPH SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	Feb 24, 1993 · Amount on File
Deed Book / Page	31515 / 47
Transfer Doc	0031515-47
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	40 CLARK AVE, DRACUT, MA 01826-4806
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036314-204
Date	Sep 29, 2021
Book Page	36314/204
Instrument	56943

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Sep 29, 2017
Property Address	40 CLARK AVE, DRACUT, MA 01826-4806
Document Number	31515-47
Book / Page	31515 / 47
Instrument	43604
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.24
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 CLARK AVE, DRACUT, MA 01826-4806

Mortgage

Document Number	315150049
Date	Sep 29, 2017
Instrument	31515/0049

Lender

Name	RANDOLPH SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 40 Clark Ave was $4,693, up 1.4% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,693.00 (+1.4%)	$485,300 (+6.12%) Land $184,100 Building $301,200	$515,850 (-)
2025	$4,628.00 (+3.88%)	$457,300 (+7.27%) Land $168,900 Building $288,400	$515,850 (+7.35%)
2024	$4,455.00 (+3.24%)	$426,300 (+14.41%) Land $160,800 Building $265,500	$480,510
2023	$4,315.00	$372,600 Land $139,900 Building $232,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Clark Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1979–2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Clark Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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