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96 Cedar St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 96 Cedar St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,426 sqft · built 1900
Lot Size0.109 acres (4,739 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Jul 2015)
Tax Bill$6,315 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN21813

Property Details

APN / Parcel Number

Primary APN21813
Alternative APN
  • WAKE M:000012 B:0359 P:00187+

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,426 sqft Living Area
Gross Area1,933 sqft
Basement Area581 sqft
Unfinished Basement290 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,739 sqft (0.109 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number21813
Street Address96 CEDAR ST
CityWAKEFIELD
StateMA
Zip01880-2738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal SubdivisionWAKEFIELD
Legal Block359
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group5
Census Block5013
Census Tract335200

Owner

Source: Middlesex County and Wakefield Town records · APN 21813

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96 CEDAR ST, WAKEFIELD, MA 01880-2738
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 14, 2022Deed of Trust, Mortgage · ARM
LOANDEPOT.COM LLC
Dec 04, 2019Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2015 · Amount on Record
Deed SaleJul 31, 2015 · Amount on Record
Prior SaleJul 27, 2011 · Amount on Record
Deed Book / Page65837 / 219
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address96 CEDAR ST, WAKEFIELD, MA 01880-2738
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number079683-318
DateFeb 14, 2022
Book Page79683/318
Instrument24007
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMar 01, 2052
Interest
Rate TypeAdjustable Rate
Rate2.63%
Type Change DateMar 01, 2032
IndexOther

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address96 CEDAR ST, WAKEFIELD, MA 01880-2738
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73761-30
DateDec 04, 2019
Book Page73761/30
Instrument190447
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,315.00 (+1.49%)$556,400 (+0.6%) Land $333,100 Building $223,300$646,570 (+7.08%)
2024$6,222.00 (+5.07%)$553,100 (+9.55%) Land $331,100 Building $222,000$603,820
2023$5,922.00$504,900 Land $302,000 Building $202,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173352005, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 1984 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Radiate Holdings
Cable		1,500 / 50
Verizon
Fiber		980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 596 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3305000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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