95 Cedar St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 95 Cedar St, Wakefield, MA 01880

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,222 sqft · built 1935
Lot Size	0.1 acres (4,352 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Jun 2009)
Tax Bill	$6,830 (2025)
Deeds & Mortgages	Dec 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`11009`

Property Details

APN / Parcel Number

Primary APN	`11009`
Alternative APN	`WAKE M:000008 B:0268 P:0000H5`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,222 sqft Living Area
Gross Area	2,020 sqft
Basement Area	647 sqft
Unfinished Basement	647 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,352 sqft (0.1 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	11009
Street Address	95 CEDAR ST
City	WAKEFIELD
State	MA
Zip	01880-2739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Block	268
Jurisdiction	WAKEFIELD MA
Township / Civil Division	WAKEFIELD
Census Block Group	5
Census Block	5011
Census Tract	335200

Owner

Source: Middlesex County and Wakefield Town records · APN 11009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	95 CEDAR ST, WAKEFIELD, MA 01880-2739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2009 · Amount on Record
Deed Sale	Jun 30, 2009 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	2009123920
Deed Book / Page	53111 / 54
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKEFIELD MA
Property Address	95 CEDAR ST, WAKEFIELD, MA 01880-2739
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76544-500
Date	Dec 28, 2020
Book Page	76544/500
Instrument	249183

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Wakefield Town
Unified School District	Wakefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,830.00 (+1.47%)	$601,800 (+0.58%) Land $329,100 Building $272,700	$628,805 (+4.96%)
2024	$6,731.00 (+5.14%)	$598,300 (+9.62%) Land $327,200 Building $271,100	$599,070
2023	$6,402.00	$545,800 Land $298,400 Building $247,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 596 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WAKEFIELD WATER DEPT serves 27,090 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.