Mitchell County property record for 96 Breezy Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1987 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jan 2018) |
| Tax Bill | $1,328 (2026) |
| Deeds & Mortgages | Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0798-00-18-8804 |
| Primary APN | 0798-00-18-8804 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Lot Area | 23,087 sqft (0.53 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555781425 |
|---|---|
| Street Address | 96 BREEZY LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCK HOUSE CREEK RD 1117 |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
96 Breezy Ln is owned and occupied by an individual who bought it in January 2018.
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2018 · Amount on File |
| Deed Sale | Jan 18, 2018 · Amount on File |
| Prior Sale | May 30, 2008 · Amount on File |
| Deed Document Number | 201891 |
| Deed Book / Page | 587 / 641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 18, 2018 |
| Property Address | 96 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Number | 587/641 |
| Book / Page | 587 / 641 |
| Instrument Date | Jan 17, 2018 |
| Instrument | 2018000091 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7095 STATE HIGHWAY 80 S, 7095, BURNSVILLE, NC 28714-9569 |
| Name | Verified Name |
|---|---|
| Address | 96 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Number | 2018000092 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 2018000092 |
| Name | AMERICAN FINANCIAL RESOURCES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2026 property tax bill for 96 Breezy Ln was $1,328.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,328.00 | $207,600 (-) Land $20,900 Building $186,700 | |
| 2025 | $1,328.00 | $207,600 Land $20,900 Building $186,700 | |
| 2023 | $1,307.00 | $207,600 Land $20,900 Building $186,700 | $207,600 Land $20,900 Building $186,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Breezy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Breezy Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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