Mitchell County property record for 83 Breezy Ln, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1986 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Nov 2025) |
| Tax Bill | $1,006 (2026) |
| Deeds & Mortgages | Nov 2025 Sale Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0798-00-28-0825 |
| Primary APN | 0798-00-28-0825 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 21,780 sqft (0.5 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 555786131 |
|---|---|
| Street Address | 83 BREEZY LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKHOUSE CREEK ROAD |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 6, 2025 | Warranty Deed, Transfer |
| Dec 16, 2021 | Deed of Trust, Mortgage · Commercial Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Jan 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on Record |
| Deed Sale | Nov 6, 2025 · Amount on Record |
| Prior Sale | Jan 15, 2020 · Amount on Record |
| Deed Document Number | 20251890 |
| Deed Book / Page | 684 / 51 |
| Prior Transfer Date | Jan 9, 2020 |
| Prior Transfer Doc | 000610/001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Nov 6, 2025 |
| Property Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Number | 0000684/51 |
| Book / Page | 684 / 51 |
| Map Reference | MB 609 PG 941 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2025001890 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Name | Verified Name |
|---|---|
| Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | RES/TITLE INC, RES TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Number | 000637/725 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 637/725 |
| Instrument | 2021002932 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Aug 16, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jan 15, 2020 |
| Property Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Document Number | 000609/941 |
| Book / Page | 609 / 941 |
| Instrument Date | Jan 9, 2020 |
| Instrument | 2020000074 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $258.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 82 DULA RD, 82, SPRUCE PINE, NC 28777-6388 |
| Name | Verified Name |
|---|---|
| Address | 83 BREEZY LN, SPRUCE PINE, NC 28777-8553 |
| Investor | Possibly a Property Investor |
| Document Number | 000610/001 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 610/001 |
| Instrument | 2020000075 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Index | 5-Year CMT |
| Max Rate | 6% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,006.00 | $157,200 (-) Land $20,300 Building $136,900 | |
| 2025 | $1,006.00 (+1.62%) | $157,200 (-) Land $20,300 Building $136,900 | |
| 2023 | $990.00 | $157,200 Land $20,300 Building $136,900 | $157,200 Land $20,300 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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