Worcester County and Spencer Town property record for 96 Ash St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,840 sqft · built 1973 |
| Lot Size | 0.925 acres (40,300 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $5,158 (2026) |
| Deeds & Mortgages | Sep 2022 Transfer Sep 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U03 B:00029 L:00000 |
| Primary APN | SPEN M:00U03 B:00029 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,840 sqft Living Area |
| Gross Area | 4,484 sqft |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 40,300 sqft (0.925 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Street Address | 96 ASH ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | SPENCER |
| Legal Block | 29 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Sep 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Sep 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Apr 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Aug 17, 2017 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Aug 2, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2017 |
| Deed Sale | Aug 2, 2017 |
| Deed Document Number | 201783445 |
| Deed Book / Page | 57521 / 230 |
| Last Transfer Date | Sep 14, 2022 |
| Transfer Doc | 068269-154 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 27, 2022 |
| Property Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 068269-154 |
| Book / Page | 68269 / 154 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 105602 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Sep 27, 2022 |
| Property Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 068270-223 |
| Book / Page | 68270 / 223 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 105716 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65024-303 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 65024/303 |
| Instrument | 57442 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 57616-289 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 57616-289 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 057616/000289 |
| Instrument | 91583 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Aug 2, 2017 |
| Property Address | 96 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 57521-230 |
| Book / Page | 057521 / 000230 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 83445 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 ASH ST SPENCER MA 015622348, SPENCER, MA 01562-2348 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,158.00 (+10,013.73%) | $469,800 (+6.43%) Land $61,400 Building $408,400 | $493,247 (-0.57%) |
| 2025 | $51.00 (-98.99%) | $441,400 (+0.09%) Land $53,400 Building $388,000 | $496,090 |
| 2024 | $5,045.00 (+4.36%) | $441,000 (+10.03%) Land $53,400 Building $387,600 | |
| 2023 | $4,834.00 | $400,800 Land $53,400 Building $347,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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