Worcester County and Spencer Town property record for 84 Ash St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1880 |
| Lot Size | 0.754 acres (32,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2021) |
| Tax Bill | $3,520 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00U04 B:00020 L:00000 |
| Primary APN | SPEN M:00U04 B:00020 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,113 sqft |
| Basement Area | 594 sqft |
| Unfinished Basement | 594 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,858 sqft (0.754 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 84 ASH ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Block | 20 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 726200 |
Source: Worcester County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) BAY STATE SAVINGS BANK |
| Mar 14, 2024 | Quit Claim Deed, Transfer Quitclaim |
| May 6, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BAY STATE SAVINGS BANK |
| Mar 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 13, 2020 | Foreclosure NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on File |
| Deed Sale | May 6, 2021 · Amount on File |
| Prior Sale | Mar 18, 2020 · Amount on File |
| Last Transfer Date | Mar 14, 2024 |
| Transfer Doc | 0070284-36 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070320-111 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | 70320/111 |
| Instrument | 21158 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Mar 14, 2024 |
| Property Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 0070284-36 |
| Book / Page | 70284 / 36 |
| Instrument Date | Mar 14, 2024 |
| Instrument | 18402 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | May 6, 2021 |
| Property Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 65108-217 |
| Book / Page | 65108 / 217 |
| Instrument Date | May 6, 2021 |
| Instrument | 62903 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 62904 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 62904 |
| Name | BAY STATE SAVINGS BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Mar 18, 2020 |
| Property Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 62064-100 |
| Book / Page | 062064 / 000100 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 28330 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 BRIARCLIFF LN SPENCER MA 015623113, SPENCER, MA 01562-3113 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPENCER MA |
| Recording Date | Feb 13, 2020 |
| Property Address | 84 ASH ST, SPENCER, MA 01562-2348 |
| Document Number | 61887-367 |
| Book / Page | 061887 / 000367 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 15269 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $597.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,520.00 (+11,633.33%) | $320,600 (+22.55%) Land $59,100 Building $261,500 | $297,928 (-3.53%) |
| 2025 | $30.00 (-98.96%) | $261,600 (+4.22%) Land $46,300 Building $215,300 | $308,845 |
| 2024 | $2,871.00 (+4.74%) | $251,000 (+10.43%) Land $46,300 Building $204,700 | |
| 2023 | $2,741.00 | $227,300 Land $46,300 Building $181,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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