96 Arnold St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 96 Arnold St, Chicopee, MA 01013 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,056 sqft · built 1971
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2020)
Tax Bill	$3,711 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Refinance + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`192-00048`

Property Details

APN / Parcel Number

Primary APN	`192-00048`
Alternative APN	`CHIC M:0192 P:00048`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,056 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,850 sqft (0.134 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	192-00048
Street Address	96 ARNOLD ST
City	CHICOPEE
State	MA
Zip	01013-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3011
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records · APN 192-00048

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96 ARNOLD ST, CHICOPEE, MA 01013-1008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MV OF MASSACHUSETTS LLC
May 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 06, 2017	Quit Claim Deed, Transfer · Conventional with PMI NORWICH COM'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 15, 2020 · Amount on Record
Deed Sale	May 15, 2020 · Amount on Record
Prior Sale	Jan 06, 2017 · Amount on Record
Deed Document Number	202024505
Deed Book / Page	23210 / 175
Transfer Doc	2005000498
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	96 ARNOLD ST, CHICOPEE, MA 01013-1008
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023904-60
Date	May 26, 2021
Book Page	23904/60
Instrument	35969

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	96 ARNOLD ST, CHICOPEE, MA 01013-1008
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024608-489
Date	Jun 24, 2022
Book Page	24608/489
Instrument	38336

Lender

Name	MV OF MASSACHUSETTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 15, 2020
Property Address	96 ARNOLD ST, CHICOPEE, MA 01013-1008
Document Number	23210-175
Book / Page	023210 / 000175
Instrument Date	Mar 05, 2020
Instrument	24505
Transaction Type	Transfer
Record Updated	Jun 02, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$977.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 N SUMMER ST HOLYOKE MA 010405875, HOLYOKE, MA 01040-5875

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 06, 2017
Property Address	96 ARNOLD ST, CHICOPEE, MA 01013-1008
Document Number	21524-403
Book / Page	021524 / 000403
Instrument Date	Dec 23, 2016
Instrument	1064
Transaction Type	Transfer
Record Updated	Jan 25, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$767.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 ROY ST CHICOPEE MA 010131732, CHICOPEE, MA 01013-1732

Mortgage

Document Number	21524-406,
Date	Jan 06, 2017
Book Page	021524/000406
Instrument	1065

Lender

Name	NORWICH COM'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 05, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,711.00 (+3.28%)	$244,800 (+0.58%) Land $80,500 Building $164,300	$283,100
2024	$3,593.00 (+7.32%)	$243,400 (+10.14%) Land $78,900 Building $164,500
2023	$3,348.00	$221,000 Land $71,800 Building $149,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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