103 Arnold St, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 103 Arnold St, Chicopee, MA 01013 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,298 sqft · built 1930
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on File
Tax Bill	$3,570 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2023 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`192-00060`

Property Details

APN / Parcel Number

Primary APN	`192-00060`
Alternative APN	`CHIC M:0192 P:00060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,298 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	782 sqft
Basement Area	677 sqft
Unfinished Basement	677 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	192-00060
Street Address	103 ARNOLD ST
City	CHICOPEE
State	MA
Zip	01013-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CHICOPEE STREET GARDENS PLAN 0
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3011
Census Tract	811102

Owner

Source: Hampden County and Chicopee City records · APN 192-00060

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 04, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 21, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 25, 2022	Quit Claim Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2017	Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 25, 2022
Deed Sale	May 25, 2022
Prior Sale	Feb 21, 2017 · Amount on Record
Deed Book / Page	24561 / 263
Transfer Doc	1866000009
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023741-213
Date	Mar 04, 2021
Book Page	23741/213
Instrument	14640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Apr 01, 2047

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025086-144
Date	Jul 21, 2023
Book Page	25086/144
Instrument	33393

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 01, 2052

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 25, 2022
Property Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007
Document Number	024561-263
Book / Page	24561 / 263
Instrument Date	May 20, 2022
Instrument	31563
Transaction Type	Transfer
Record Updated	Jul 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007

Mortgage

Document Number	0000031564
Date	May 25, 2022
Instrument	31564

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Feb 21, 2017
Property Address	103 ARNOLD ST, CHICOPEE, MA 01013-1007
Document Number	21573-333
Book / Page	21573 / 333
Instrument	8968
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	215730335
Date	Feb 21, 2017
Instrument	21573/0335

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,570.00 (+5.43%)	$235,500 (+2.66%) Land $91,400 Building $144,100	$289,655
2024	$3,386.00 (+6.75%)	$229,400 (+9.55%) Land $89,600 Building $139,800
2023	$3,172.00	$209,400 Land $81,500 Building $127,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), updated June 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250138111023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Chicopee Municipal Lighting Plant	Fiber	1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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