96 7th Ave, Keystone, IA 52249 Property Records

Benton County property record for 96 7th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,457 sqft · built 2022
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$18,000 (May 2022)
Tax Bill	$4,352 (2024)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09000310`

Property Details

APN / Parcel Number

Primary APN	`09000310`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Basement Area	1,457 sqft
Finished Basement	1,350 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	125 ft deep x 115 ft wide
Garage Type	Attached
Garage Area	1,014 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	96 7TH AVE
City	KEYSTONE
State	IA
Zip	52249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST FRANZENBURG ADD LOT #13
Legal Subdivision	WEST FRANZENBURG
Legal Lot Number	13
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3011
Census Tract	960600

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 276, KEYSTONE, IA 52249-0276
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO
May 27, 2022	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Deed Document Number	22-2444
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	96 7TH AVE, KEYSTONE, IA 52249
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000230478
Date	Feb 14, 2023
Instrument	23-0478

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2020
Change Frequency	Annually
Min Rate At Change	3.88%
Max Rate At Change	7.88%
Index	1-Year CMT
Margin	3
Max Rate	11.8%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	96 7TH AVE, KEYSTONE, IA 52249
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000223087
Date	Jul 5, 2022
Instrument	22-3087

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 30, 2023

Interest

Rate Type	Fixed Rate

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON IA
Recording Date	May 27, 2022
Property Address	96 7TH AVE, KEYSTONE, IA 52249
Document Number	0000222444
Instrument Date	May 23, 2022
Instrument	22-2444
Transaction Type	Transfer
Record Updated	Oct 24, 2022

Transaction

Amount	Amount Recorded
Tax	$28.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6946 15TH AVE, KEYSTONE, IA 52249-9504

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$361,100 (-0.61%) Land $33,600 Building $327,500	$361,100 (-0.61%) Land $33,600 Building $327,500
2024	$4,352.00 (+5,626.32%)
2023		$363,300 (+6,387.5%) Land $34,200 Building $329,100	$363,300 (+6,387.5%) Land $34,200 Building $329,100
2022	$76.00	$5,600 Land $5,600
2021			$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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