103 7th Ave, Keystone, IA 52249 Property Records

Benton County property record for 103 7th Ave, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,749 sqft · built 2022
Lot Size	0.343 acres (14,962 sqft)
Owner	Individual Name on Record
Last Sale	$544,000 (Nov 2022)
Tax Bill	$5,154 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09000230`

Property Details

APN / Parcel Number

Primary APN	`09000230`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,749 sqft Living Area
Basement Area	1,749 sqft
Finished Basement	1,650 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,962 sqft (0.343 acres)
Lot Dimensions	133 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	1,346 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	220 sqft
Deck Area	104 sqft
Patio Area	243 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	103 7TH AVE
City	KEYSTONE
State	IA
Zip	52249-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST FRANZENBURG ADD LOT #7
Legal Subdivision	WEST FRANZENBURG
Legal Lot Number	7
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3011
Census Tract	960600

Owner

Source: Benton County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 212, KEYSTONE, IA 52249-0212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Deed Document Number	22-5041
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Nov 21, 2022
Property Address	103 7TH AVE, KEYSTONE, IA 52249-9719
Document Number	0000225041
Instrument Date	Nov 16, 2022
Instrument	22-5041
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 7TH AVE, KEYSTONE, IA 52249-9719

Mortgage

Document Number	0000225042
Date	Nov 21, 2022
Instrument	22-5042

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 5, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	103 7TH AVE, KEYSTONE, IA 52249-9719
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000222344
Date	May 20, 2022
Instrument	22-2344

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$437,700 (-2.49%) Land $31,800 Building $405,900	$437,700 (-2.49%) Land $31,800 Building $405,900
2024	$5,154.00 (+6,681.58%)
2023		$448,900 (+7,916.07%) Land $32,400 Building $416,500	$448,900 (+7,916.07%) Land $32,400 Building $416,500
2022	$76.00	$5,600 Land $5,600
2021			$5,600 Land $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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