Howard County property record for 9597 Clocktower Ln, Columbia, MD 21046
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,636 sqft · built 1988 |
| Lot Size | 0.038 acres (1,655 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $300,000 (Dec 2016) |
| Tax Bill | $5,103 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-185604 |
| Primary APN | 16-185604 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,636 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,655 sqft (0.038 acres) |
| Garage Type | Built-in |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 185604 |
|---|---|
| Street Address | 9597 CLOCKTOWER LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21046-1873 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT D-134 .0380 A 9597 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1 |
| Legal Subdivision | VILLAGE OF KINGS CONTRIVANCE |
| Legal Lot Number | D 134 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 606804 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9597 CLOCKTOWER LN, COLUMBIA, MD 21046-1873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2016 · Amount on Record |
| Deed Sale | Dec 7, 2016 · Amount on Record |
| Prior Sale | Nov 30, 2005 · Amount on Record |
| Deed Document Number | 201617303-464 |
| Deed Book / Page | 17303 / 464 |
| Prior Transfer Date | Sep 29, 2011 |
| Prior Transfer Doc | 0135050044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9597 CLOCKTOWER LN, COLUMBIA, MD 21046-1873 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0195060258 |
|---|---|
| Date | Jul 6, 2020 |
| Book Page | 19506/258 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2040 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,103.00 (-3.99%) Homeowner's exemption | $392,700 (+8.04%) Land $160,000 Building $232,700 | $392,700 (-) Land $160,000 Building $232,700 |
| 2025 | $5,315.00 (+5.06%) Homeowner's exemption | $363,467 (+19.17%) | $392,700 (+28.75%) Land $160,000 Building $232,700 |
| 2024 | $5,059.00 (+51.65%) | ||
| 2023 | $305,000 Land $130,000 Building $175,000 | $305,000 Land $130,000 Building $175,000 | |
| 2022 | $3,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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