9585 Clocktower Ln, Columbia, MD 21046 Property Records

Howard County property record for 9585 Clocktower Ln, Columbia, MD 21046 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,660 sqft · built 1988
Lot Size	0.038 acres (1,655 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (Aug 2022)
Tax Bill	$5,555 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-185558`

Property Details

APN / Parcel Number

Primary APN	`16-185558`
Alternative APN	`185558`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,660 sqft Total Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,655 sqft (0.038 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	224 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	185558
Street Address	9585 CLOCKTOWER LN
City	COLUMBIA
State	MD
Zip	21046-1873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT D-129 .0385 A 9585 CLOCKTOWER LN VIL KINGS CONT S 3 AR 1
Legal Subdivision	VILLAGE OF KINGS CONTRIVANCE
Legal Lot Number	D 129
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2010
Census Tract	606804

Owner

Source: Howard County records · APN 16-185558

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 18, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 09, 2018	Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Oct 09, 2018 · Amount on Record
Deed Book / Page	21679 / 318
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	PRIORITY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204980055
Date	Apr 30, 2021
Book Page	20498/55

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 18, 2022
Property Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873
Document Number	0216790318
Book / Page	21679 / 318
Map Reference	MB CMP 7082
Instrument Date	Aug 09, 2022
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	NOT AVAILABLE, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,998.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873

Mortgage

Document Number	0021679325
Date	Aug 18, 2022
Instrument	21679/325

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 09, 2018
Property Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873
Document Number	0184010324
Book / Page	18401 / 324
Map Reference	PL7082
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9585 CLOCKTOWER LN, COLUMBIA, MD 21046-1873

Mortgage

Document Number	0184010330
Date	Oct 09, 2018
Book Page	18401/330

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,000 (+8.8%) Land $160,000 Building $228,000	$388,000 (-) Land $160,000 Building $228,000
2025	$5,555.00 (+71.88%)	$356,633 (+21.35%)	$388,000 (+32.02%) Land $160,000 Building $228,000
2023		$293,900 Land $130,000 Building $163,900	$293,900 Land $130,000 Building $163,900
2022	$3,232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276068042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 246 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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