959 Watergate Ct, Mobile, AL 36693 Property Records

Mobile County property record for 959 Watergate Ct, Mobile, AL 36693

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,412 sqft · built 1975
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$277,000 (May 2022)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022807390006025`

Property Details

APN / Parcel Number

Primary APN	`R022807390006025`
Alternative APNs	`28 07 39 0 006 025.XXX` `00576479` `576479`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,327 sqft
Upper Floors Area	1,085 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2009
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	274 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	576479
Street Address	959 WATERGATE CT
City	MOBILE
State	AL
Zip	36693-2906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 JAPONICA WOODS SUB MBK 22 P 15 #SEC 39 T4S R2W #MP28 07 39 0 006
Legal Range	04S
Legal Township	04S
Legal Section	39
Legal Subdivision	JAPONICA WOODS
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2005
Census Tract	3100

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	959 WATERGATE CT, MOBILE, AL 36693-2906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Apr 1, 1998 · Amount on Record
Deed Document Number	202236134
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 23, 2022
Property Address	959 WATERGATE CT, MOBILE, AL 36693-2906
Document Number	0000036134
Map Reference	MB 22 PG 15
Instrument Date	May 18, 2022
Instrument	2022036134
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2677 PADEN CIR, 2677, VESTAVIA, AL 35226-2817

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	959 WATERGATE CT, MOBILE, AL 36693-2906

Mortgage

Document Number	0000036135
Date	May 23, 2022
Instrument	2022036135

Lender

Name	HOMETOWN LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 (-0.27%) Homeowner's exemption	$29,930 (-0.27%) Land $3,000 Building $26,930	$299,300 (-0.27%) Land $30,000 Building $269,300
2024	$1,849.00 (+13.16%) Homeowner's exemption	$30,010 (+12.69%) Land $3,100 Building $26,910	$300,100 (+12.69%) Land $31,000 Building $269,100
2023	$1,634.00 Homeowner's exemption	$26,630 Land $2,750 Building $23,880	$266,300 Land $27,500 Building $238,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1979–2014)
Claims Outside the SFHA	8 of 16
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 43% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20