Mobile County property record for 955 Watergate Ct, Mobile, AL 36693
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,176 sqft · built 1998 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,900 (May 2022) |
| Tax Bill | $2,514 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022807390006025001 |
| Primary APN | R022807390006025001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,176 sqft Living Area |
| 1st Floor Area | 2,196 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2006947 |
|---|---|
| Street Address | 955 WATERGATE CT |
| City | MOBILE |
| State | AL |
| Zip | 36693-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 JAPONICA WOODS SUB MBK 22/15 #SEC 39 T4S R2W #MP28 07 39 0 006 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 39 |
| Legal Subdivision | JAPONICA WOODS |
| Legal Lot Number | 11 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 3100 |
955 Watergate Ct is owned and occupied by two individuals who bought it in May 2022.
Source: Mobile County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| May 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 24, 2022 | Re-recorded Document |
| Apr 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK FSB |
| Oct 2, 2018 | Warranty Deed, Transfer SOUTHERN LAND TITLE COMPANY, SOUTHERN LAND TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on File |
| Deed Sale | May 24, 2022 · Amount on File |
| Prior Sale | May 9, 2022 · Amount on File |
| Deed Document Number | 202236614 |
| Prior Transfer Date | May 6, 2022 |
| Prior Transfer Doc | 0000036614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000062616 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 2023062616 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 9, 2022 |
| Property Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000032864 |
| Map Reference | MB 22 PG 15 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022032864 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 955 WATERGATE CT, 955, MOBILE, AL 36693-2906 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000032865 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022032865 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | May 24, 2022 |
| Property Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000036614 |
| Map Reference | MB 22 PG 15 |
| Instrument Date | May 6, 2022 |
| Instrument | 2022036614 |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 955 WATERGATE CT, 955, MOBILE, AL 36693-2906 |
| Name | Verified Name |
|---|---|
| Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 1, 2020 |
| Property Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000020012 |
| Instrument | 2020020012 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000020013 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 2020020013 |
| Name | FIRST FEDERAL BANK FSB |
|---|---|
| Type | Bank |
| Address | TUSCALOOSA, AL 35406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 2, 2018 |
| Property Address | 955 WATERGATE CT, MOBILE, AL 36693-2906 |
| Document Number | 0000056846 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 56846 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2019 |
| Title Company | SOUTHERN LAND TITLE COMPANY, SOUTHERN LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $67.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 955 WATERGATE CT MOBILE AL 366932906, MOBILE, AL 36693-2906 |
The 2025 property tax bill for 955 Watergate Ct was $2,514 with a homeowner's exemption.
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,514.00 Homeowner's exemption | $40,660 Land $3,000 Building $37,660 | $406,600 Land $30,000 Building $376,600 |
| 2023 | $2,356.00 Homeowner's exemption | $38,150 Land $2,750 Building $35,400 | $381,500 Land $27,500 Building $354,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 955 Watergate Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 16 (1979–2014) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 955 Watergate Ct is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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