959 W Cave Ct, Hernando, FL 34442 Property Records

Citrus County property record for 959 W Cave Ct, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1999
Square Footage1,358 sqft Living Area
Lot Size93,510 sqft (2.14 acres)
OccupancyOwner Occupied
Last Sale$165,000 (2022)
Tax Bill$4,183.00 (2025)

Owner

Source: Citrus County records · APN 18E-18S-25-34200-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address959 W CAVE CT, HERNANDO, FL 34442-4889
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
NAVY FCU
Jun 29, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
NAVY FCU
Sep 27, 2019Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2022 · Amount on Record
Deed SaleJul 20, 2022 · Amount on Record
Prior SaleJun 29, 2020 · Amount on Record
Deed Doc Number0003304522
Deed Book / Page3304 / 522
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 20, 2022
Property Address959 W CAVE CT, HERNANDO, FL 34442-4889
Document Number0033040522
Book / Page3304 / 522
Instrument DateJul 20, 2022
Instrument2022051142
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyCITRUS TITLE CO LLC, CITRUS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address959 W CAVE CT, 959, HERNANDO, FL 34442-4889

Transferred To (Grantee/Buyer)

NameVerified Name
Address959 W CAVE CT, HERNANDO, FL 34442-4889

Mortgage

Document Number0003304524
DateJul 20, 2022
Instrument3304/524
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 29, 2020
Property Address959 W CAVE CT, HERNANDO, FL 34442-4889
Document Number0030702356
Book / Page003070 / 002356
Instrument DateJun 26, 2020
Instrument33135
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyCITRUS TITLE CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address959 W CAVE CT HERNANDO FL 344424889, HERNANDO, FL 34442-4889

Mortgage

Document Number30702357
DateJun 29, 2020
Book Page003070/002357
Instrument33136
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJun 28, 2050

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 27, 2019
Property Address959 W CAVE CT, HERNANDO, FL 34442-4889
Document Number0030071110
Book / Page003007 / 001110
Instrument DateSep 17, 2019
Instrument50828
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transaction

AmountAmount Recorded
Tax$630.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1213 W REDDING ST HERNANDO FL 344423254, HERNANDO, FL 34442-3254

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,183.00 (-2.72%)$267,869 (-3.94%) Land $62,000 Building $205,869$267,869 (-3.94%) Land $62,000 Building $205,869
2024$4,300.00 (+5.99%) Additional exemption filed$278,863 (+7.27%) Land $59,000 Building $219,863$278,863 (+7.27%) Land $59,000 Building $219,863
2023$4,057.00 (+293.12%) Additional exemption filed$259,954 (+89.29%) Land $51,000 Building $208,954$259,954 (+89.29%) Land $51,000 Building $208,954
2022$1,032.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$137,333 Land $34,500 Building $102,833$137,333 Land $34,500 Building $102,833

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN18E-18S-25-34200-001.0
Alternative APNs
  • 2518S18E342000010
  • 1491410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,358 sqft Living Area
1st Floor1,358 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1999
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialFiberglass Roof
Lot Area93,510 sqft (2.14 acres)
Depth X Width281 ft x 175 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage Area346 sqft Garage

Exterior Amenities

Patio Area2,400 sqft Patio
PorchOpen Porch
Porch Area351 sqft Porch
Pole Structure2,400 sqft Pole Structure

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number1491410
Old Parcel Number2518S18E342000010
Street Address959 W CAVE CT
CityHERNANDO
StateFL
Zip34442-4889
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSURVEY FOR GEORGE E JOHNSTON UNREC SUB LOT #1 & #2 MORE PART DESC AS FOLLOWS: LOT #1 THE N 175 FT OF S 375 FT OF NW 1/4 OF SW
Legal Range18E
Legal Township18S
Legal Section25
Legal SubdivisionUNREC TRACTS IN 25-18S-18E
Legal Lot Number1-2
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup2
Census Block2000
Census Tract450703

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