849 W Cave Ct, Hernando, FL 34442 Property Records

Citrus County property record for 849 W Cave Ct, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,847 sqft · built 2004
Lot Size	0.945 acres (41,184 sqft)
Owner	2 Owner Names on File
Tax Bill	$2,266 (2025)
Flood Zone	Zone X (minimal risk)
APN	`18E-18S-25-34200-006.0`

Property Details

APN / Parcel Number

Primary APN	`18E-18S-25-34200-006.0`
Alternative APNs	`2518S18E342000060` `1953880`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	1,847 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	41,184 sqft (0.945 acres)
Lot Dimensions	350 ft deep x 125 ft wide
Garage Area	192 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	189 sqft
Porch	Open Porch
Porch Area	396 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1953880
Old Parcel Number	2518S18E342000060
Street Address	849 W CAVE CT
City	HERNANDO
State	FL
Zip	34442-4889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDRMH MED DENSITY RESIDEN
Legal Description	LOT 6: W 125 FT OF E 625 FT OF S 375 FT OF NW1/4 OF SW1/4 EXC S 25 FT FOR RD R/W DESC IN OR BK 727 PG 2188 & OR BK 1653 PG
Legal Range	18E
Legal Township	18S
Legal Section	25
Legal Subdivision	UNREC TRACTS IN 25-18S-18E
Legal Lot Number	6
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2000
Census Tract	450703

Owner

Source: Citrus County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	849 W CAVE CT, HERNANDO, FL 34442-4889
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 18, 2003
Transfer Doc	0016722255
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00 (+5.3%) Homeowner's exemption Additional exemption filed	$303,248 (-2.76%) Land $27,900 Building $275,348	$303,248 (-2.76%) Land $27,900 Building $275,348
2024	$2,152.00 (+2.67%) Homeowner's exemption Additional exemption filed	$311,860 (-0.59%) Land $26,550 Building $285,310	$311,860 (-0.59%) Land $26,550 Building $285,310
2023	$2,096.00 (+8.54%) Homeowner's exemption Additional exemption filed	$313,710 (+20.11%) Land $22,950 Building $290,760	$313,710 (+20.11%) Land $22,950 Building $290,760
2022	$1,931.00 Homeowner's exemption Additional exemption filed	$261,187 Land $15,530 Building $245,657	$261,187 Land $15,530 Building $245,657

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20