959 Prospect Ave, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 959 Prospect Ave, Plainfield, NJ 07060

Property Summary

Property TypeSingle Family Home
Details1,720 sqft · built 1926
Lot Size0.081 acres (3,509 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Feb 2016)
Tax Bill$9,479 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-00827-0000-00017

Property Details

APN / Parcel Number

Primary APN12-00827-0000-00017
Alternative APNs
  • 120082700017
  • 09939000

Interior

Stories2 Stories
Building Area1,720 sqft Living Area

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Construction TypeFrame
Lot Area3,509 sqft (0.081 acres)
Lot Dimensions150 ft deep x 39 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number09939000
Street Address959 PROSPECT AVE
CityPLAINFIELD
StateNJ
Zip07060-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionADDITIONAL LOTS: 1720 SQ FT
Legal SubdivisionCEDAR BROOK SEC 1
Legal Block827
Legal Lot Number17
JurisdictionUNION NJ
Township / Civil DivisionPLAINFIELD
Census Block Group3
Census Block3008
Census Tract39200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Crescent Area Historic District
listed 1980 · 111 contributing resources · NRIS 80002523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address959 PROSPECT AVE, PLAINFIELD, NJ 07060-2518
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2016 · Amount on Record
Deed SaleFeb 1, 2016 · Amount on Record
Prior SaleDec 17, 2014 · Amount on Record
Deed Book / Page6102 / 908
Prior Transfer DateAug 11, 2005
Prior Transfer Doc0055360661
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address959 PROSPECT AVE, PLAINFIELD, NJ 07060-2518
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address959 PROSPECT AVE, PLAINFIELD, NJ 07060-2518

Mortgage

Document Number0151532627
DateJan 28, 2022
Book Page15153/2627
Instrument30493
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityPlainfield City
Unified School DistrictPlainfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$106,200 (-) Land $31,200 Building $75,000$106,200 (-) Land $31,200 Building $75,000
2025$9,479.00 (+2.22%)$106,200 (-) Land $31,200 Building $75,000$106,200 (-) Land $31,200 Building $75,000
2024$9,273.00 (+3.23%)
2023$106,200 Land $31,200 Building $75,000$106,200 Land $31,200 Building $75,000
2022$8,983.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims46 (1992–2025)
Claims Outside the SFHA4 of 46
Most Recent ClaimJul 2025 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 15 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

May also be available: Optimum, T-Mobile, Verizon.

Nearby Properties on Prospect Ave

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