944 Prospect Ave, #48, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 944 Prospect Ave, #48, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	2,574 sqft · built 1901
Lot Size	0.327 acres (14,248 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (May 2017)
Tax Bill	$11,158 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AO (high risk)
APN	`12-00826-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00826-0000-00005`
Alternative APNs	`120082600005` `09910000`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,574 sqft Living Area

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Construction Type	Frame
Lot Area	14,248 sqft (0.327 acres)
Lot Dimensions	190 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	09910000
Street Address	944 PROSPECT AVE, 48
City	PLAINFIELD
State	NJ
Zip	07060-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: 2574 SQ FT
Legal Block	826
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	39700

Owner

944 Prospect Ave, #48 is owned and occupied by an individual who acquired it in October 2020.

Source: Union County and Plainfield City records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	944 PROSPECT AVE, 48, PLAINFIELD, NJ 07060-2519
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JERSEY MORTGAGE CO
May 12, 2017	Grant Deed, Transfer JERSEY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2017 · Amount on File
Deed Sale	May 12, 2017 · Amount on File
Prior Sale	May 21, 1997 · Amount on File
Deed Document Number	2017286324
Last Transfer Date	Oct 28, 2020
Transfer Doc	0064042057
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	944 PROSPECT AVE # 48, 48, PLAINFIELD, NJ 07060-2519
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 PROSPECT AVE, PLAINFIELD, NJ 07060-2519

Mortgage

Document Number	0153372488
Date	Feb 28, 2023
Book Page	15337/2488
Instrument	49277

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	478 Months
Due	Dec 18, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Mar 8, 2021
Property Address	944 PROSPECT AVE # 48, 48, PLAINFIELD, NJ 07060-2519
Document Number	0064042057
Book / Page	6404 / 2057
Instrument Date	Oct 28, 2020
Instrument	2354
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6324
Date	Mar 8, 2021
Instrument	6324

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Nov 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 12, 2017
Property Address	944 PROSPECT AVE # 48, 48, PLAINFIELD, NJ 07060-2519
Document Number	0061870574
Book / Page	006187 / 000574
Instrument Date	Apr 27, 2017
Instrument	286324
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	PRESTIGE TITLE, PRESTIGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 PROSPECT AVE PLAINFIELD NJ 07060, PLAINFIELD, NJ 07060

Mortgage

Document Number	142690699
Date	May 12, 2017
Book Page	014269/000699
Instrument	640248

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 944 Prospect Ave, #48 was $11,158, up 2.2% from the year before.

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,000 (-) Land $62,500 Building $62,500	$125,000 (-) Land $62,500 Building $62,500
2025	$11,158.00 (+2.23%)	$125,000 Land $62,500 Building $62,500	$125,000 Land $62,500 Building $62,500
2024	$10,915.00
2023		$125,000 Land $62,500 Building $62,500	$125,000 Land $62,500 Building $62,500
2022	$10,573.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 944 Prospect Ave, #48 in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	20 (1982–2025)
Claims Outside the SFHA	2 of 20
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 944 Prospect Ave, #48 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile, Verizon.

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