San Diego County property record for 959 Merced River Rd, Chula Vista, CA 91913
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,750 sqft · built 2003 |
| Lot Size | 0.247 acres (10,744 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $510,500 (Oct 2003) |
| Tax Bill | $10,908 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 641-250-36-00 |
| Primary APN | 641-250-36-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,750 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 10,744 sqft (0.247 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 959 MERCED RIVER RD |
|---|---|
| City | CHULA VISTA |
| State | CA |
| Zip | 91913-2885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC10SF3 |
| Legal Description | LOT 58 TR 014506 |
| Legal Subdivision | CHULA VISTA TERRACE |
| Legal Tract | 014506 |
| Legal Block | 2 |
| Legal Lot Number | 58 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13326 |
959 Merced River Rd is owned and occupied by two individuals who bought it in October 2003.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 959 MERCED RIVER RD, CHULA VISTA, CA 91913-2885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2003 · Amount on File |
| Deed Sale | Oct 9, 2003 · Amount on File |
| Deed Document Number | 20031246273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 959 MERCED RIVER RD, CHULA VISTA, CA 91913-2885 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 959 MERCED RIVER RD, CHULA VISTA, CA 91913-2885 |
| Document Number | 0000781853 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0781853 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
The 2025 property tax bill for 959 Merced River Rd was $10,908 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Chula Vista City |
| Elementary School District | Chula Vista Elementary School District (KG - 06) |
| Secondary School District | Sweetwater Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $783,704 (+2%) Land $232,027 Building $551,677 | |
| 2025 | $10,908.00 | $768,338 Land $227,478 Building $540,860 |
| 2023 | $10,574.00 (+1.65%) | $738,504 Land $218,646 Building $519,858 |
| 2022 | $10,402.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 959 Merced River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 959 Merced River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wyyerd Connect Fiber | 8,000 / 8,000 |
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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