947 Merced River Rd, Chula Vista, CA 91913 Property Records

San Diego County property record for 947 Merced River Rd, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,950 sqft · built 2003
Lot Size	0.207 acres (9,020 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Apr 2019)
Tax Bill	$13,076 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-251-25-00`

Property Details

APN / Parcel Number

Primary APN	`641-251-25-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,950 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	9,020 sqft (0.207 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	947 MERCED RIVER RD
City	CHULA VISTA
State	CA
Zip	91913-2883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 61 TR 014506
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	014506
Legal Block	2
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	13326

Owner

947 Merced River Rd is owned and occupied by two individuals who bought it in April 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional with PMI ONETRUST HM LOANS
Apr 29, 2019	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Jan 14, 2019	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2019 · Amount on File
Deed Sale	Apr 29, 2019 · Amount on File
Prior Sale	Jan 14, 2019 · Amount on File
Deed Document Number	2019156546
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000548337
Date	Sep 17, 2020
Instrument	2020-0548337

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000385501
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	947 MERCED RIVER RD CHULA VISTA CA 919132883, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000385501
Date	Jul 17, 2020
Instrument	385501

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92158

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2019
Property Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000156546
Map Reference	MAP 14506
Instrument Date	Apr 22, 2019
Instrument	2019-0156546
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883

Mortgage

Document Number	0000156547
Date	Apr 29, 2019
Instrument	2019-0156547

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2019
Property Address	947 MERCED RIVER RD, CHULA VISTA, CA 91913-2883
Document Number	0000014294
Instrument Date	Jan 2, 2019
Instrument	14294
Transaction Type	Foreclosure
Record Updated	Jan 25, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$612.56
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4540 KEARNY VILLA RD #201 SAN DIEGO CA 921231570, 201, SAN DIEGO, CA 92123-1570

Tax Assessment & Valuation

The 2025 property tax bill for 947 Merced River Rd was $13,076 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$779,405 (+2%) Land $420,993 Building $358,412
2025	$13,076.00 Homeowner's exemption	$764,124 Land $412,739 Building $351,385
2023	$12,551.00 (+2.31%) Homeowner's exemption	$734,455 Land $396,713 Building $337,742
2022	$12,268.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 947 Merced River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 947 Merced River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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