958 Northampton St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 958 Northampton St, Cambria, CA 93428

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,504 sqft · built 1978
Lot Size0.115 acres (5,000 sqft)
OwnerCompany Name on File
Last Sale$540,000 (Dec 2016)
Tax Bill$6,955 (2025)
Deeds & MortgagesJan 2024 Transfer
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN022-352-010

Property Details

APN / Parcel Number

Primary APN022-352-010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,504 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Construction TypeWood
Lot Area5,000 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address958 NORTHAMPTON ST
CityCAMBRIA
StateCA
Zip93428-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTR 44 BL 2 LT 8
Legal SubdivisionTRACT NO 44
Legal Tract44
Legal Block2
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1007
Census Tract10404

Owner

958 Northampton St is owned by a company that acquired it in January 2024.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordCompany Name on File
Mailing Address646 COTTONWOOD LN, SAN DIMAS, CA 91773-3611
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2024Intrafamily Transfer, Transfer
Jul 12, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 4, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2016 · Amount on File
Deed SaleDec 23, 2016 · Amount on File
Prior SaleNov 21, 1997 · Amount on File
Deed Document Number201667972
Last Transfer DateJan 25, 2024
Transfer Doc0000002459
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 30, 2024
Property Address958 NORTHAMPTON ST, CAMBRIA, CA 93428-2506
Document Number0000002459
Map ReferenceMB 5 PG 63
Instrument DateJan 25, 2024
Instrument2024002459
Transaction TypeTransfer
Record UpdatedFeb 8, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address958 NORTHAMPTON ST, CAMBRIA, CA 93428-2506
Transaction TypeMortgage
Record UpdatedJul 21, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 ALTA PRADERA LN, ATASCADERO, CA 93422-2254

Mortgage

Document Number0000048464
DateJul 12, 2021
Instrument2021048464
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 4, 2022
Property Address958 NORTHAMPTON ST, CAMBRIA, CA 93428-2506
Document Number0000000462
Map ReferenceMB 5 PG 63
Instrument DateMay 12, 2021
Instrument2022000462
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6480 AITA PRADERA LANE, ATASCADERO, CA 93422-2254

Tax Assessment & Valuation

The 2025 property tax bill for 958 Northampton St was $6,955.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$639,243 (+2%) Land $355,136 Building $284,107
2025$6,955.00$626,710 Land $348,173 Building $278,537
2023$6,682.00 (+2%)$602,376 Land $334,654 Building $267,722
2022$6,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 958 Northampton St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 958 Northampton St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMBRIA COMM SERVICES DIST
serves 6,038 people · EPA ID CA4010014
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Astound Broadband.

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